Hong Kong Companies Registry Official Licensed Money Lenders Directory

Under Section 7 of the Money Lenders Ordinance (Cap. 163), no person shall carry on business as a money lender without a valid licence granted by the Licensing Court. The Registrar of Money Lenders (Companies Registry) maintains the public register of all licensed credit institutions. 86hc.com connects directly to official registers to confirm licence numbers, registered office locations, effective dates, and endorsement conditions.

Cap. 163 strictly enforces statutory interest rate thresholds: under Section 24, any loan agreement charging an effective interest rate exceeding 48% per annum is strictly illegal and criminal; under Section 25, rates exceeding 36% per annum are prima facie extortionate and unenforceable in court. 86hc.com provides regulatory compliance insights to verify that licensed entities adhere to statutory caps and transparent disclosure standards.

Licences are renewed annually subject to exhaustive scrutiny by the Commissioner of Police and the Registrar of Money Lenders. The Licensing Court possesses statutory authority to revoke or refuse renewal upon grounds of improper debt collection, deceptive advertising, or failure to maintain fit and proper governance. 86hc.com tracks historical court records and winding-up petitions to expose credit default risks.

The share capital structure, registered charges, and director rosters of a licensed money lender must be filed with the Companies Registry. 86hc.com delivers 15–30 minute retrieval of official registry filings (Form NAR1, Form NNC1, Form ND2A, Form NM1/NM2 charges) bearing official receipt stamps and ICRIS anti-counterfeiting barcodes.

For major property mortgages, corporate mezzanine financing, and cross-border syndicated lending, institutional borrowers and banks require independent certified documentation. 86hc.com coordinates with Hong Kong Practising CPAs to issue Certified True Copies (CTC) meeting HKMA and judicial evidentiary criteria.