Terms of Service & User Agreement

Welcome to 86hc.com (the "Platform"). This Terms of Service and User Agreement (the "Agreement") is entered into by and between HC BUSINESS LIMITED (hereinafter referred to as "HC Business", "we", "us", or "our"), a corporation duly incorporated under the Laws of the Hong Kong Special Administrative Region (HKSAR) with Business Registration No. (BRN) 66820292, and licensed Trust or Company Service Provider (TCSP License No. TC006431) under the Anti-Money Laundering and Counter-Terrorist Financing Ordinance (Cap. 615), having its registered office at Unit 801, 8/F, Chevalier House, 45-51 Chatham Road South, Tsim Sha Tsui, Kowloon, Hong Kong, and any natural person, corporate entity, or legal representative accessing, querying, browsing, or ordering services on the Platform (hereinafter referred to as "User" or "you").

Contractual Capacity & Corporate Authorization Warranty: Pursuant to the Age of Majority (Related Provisions) Ordinance (Cap. 410) and Section 457 of the Companies Ordinance (Cap. 622), by accessing or ordering services on the Platform, you represent and warrant that: (i) if you are a natural person, you are at least 18 years of age and possess full legal capacity to enter into binding commercial contracts; and (ii) if you are acting on behalf of a body corporate, law firm, financial institution, or other organization, you hold full and valid corporate authority to bind such entity to this Agreement.

By accessing this website, submitting corporate search queries, ordering registry filing dossiers, or using our compliance intelligence services, you acknowledge that you have read, understood, and irrevocably agreed to be legally bound by all terms, conditions, statutory purpose covenants, disclaimers, and dispute resolution mechanisms set forth herein, as well as our Privacy Policy & PICS Statement, Statutory Disclaimer, and Anti-Scraping Policy.

86hc.com operates as an independent commercial intelligence, registry archive indexing, and due diligence consulting service provider. Our services include:

• Statutory Filing Inspection & Retrieval: Lawful indexing, cross-referencing, and automated retrieval of public corporate records lodged with the Hong Kong Companies Registry (CR) under the Companies Ordinance (Cap. 622), including Annual Returns (Form NAR1), Incorporation Forms (Form NNC1/NNC1G), Notices of Change of Secretaries/Directors (Form ND2A/ND2B), and Allotment of Shares (Form NSC1).
• Cross-Departmental Regulatory Directory Aggregation: Standardized indexing of authorized public registers maintained by statutory regulators, including the Business Registration Office of the Inland Revenue Department (Cap. 310), Hong Kong Monetary Authority (HKMA), Securities and Futures Commission (SFC), Customs and Excise Department (MSO licensing), and Insurance Authority (IA).
• Judicial Docket & Insolvency Cross-Verification: Objective retrieval of public court civil cause books, judgment dockets, and winding-up/bankruptcy gazetted filings published by the Hong Kong Judiciary and Official Receiver's Office (ORO).
• Commercial Due Diligence & CTC Advisory: Comprehensive corporate background profiles, shareholding structure penetration, and referral coordination with independent Hong Kong practicing Certified Public Accountants (HKICPA) or solicitors for Certified True Copies (CTC) admissible for banking and court proceedings.

Pursuant to Sections 45 and 53 of the Companies Ordinance (Cap. 622) and the New Inspection Regime governing the public registers of the Companies Registry, statutory registers are established to enable members of the public to ascertain particulars of companies, directors, and officers for legitimate legal and commercial intercourse.

Mandatory Permissible Purposes: You explicitly warrant, represent, and covenant that any corporate search, document retrieval, or intelligence access initiated by you on 86hc.com is strictly conducted for one or more of the following lawful purposes:

1. Ascertaining the legal incorporation status, share capital, articles of association, and registered particulars of a company, its directors, secretaries, or liquidators;
2. Evaluating the corporate standing, commercial creditworthiness, and legal capacity of a company or its officers in entering into business contracts, trade transactions, or partnerships;
3. Conducting pre-investment commercial due diligence, equity acquisition reviews, and cross-border merger assessments;
4. Fulfilling statutory Customer Due Diligence (CDD), Know-Your-Customer (KYC), and Anti-Money Laundering / Counter-Terrorist Financing (AML/CFT) screening requirements under Cap. 615;
5. Ascertaining service addresses, legal standing, or evidentiary particulars in ongoing or contemplated judicial proceedings, arbitration, or statutory liquidation;
6. Verifying compliance status in supply chain governance, employment vetting of senior executives, or statutory licensing verifications.

Strictly Prohibited Purposes: You strictly agree that you shall NOT, directly or indirectly, utilize any data obtained from 86hc.com for:

• Unsolicited commercial electronic messages, telemarketing, direct marketing, or bulk commercial advertising without verified statutory consent;
• Unlawful debt collection, harassment, extortion, corporate blackmail, or predatory commercial practices;
• Conducting any form of "Doxxing" under Section 64 of the Personal Data (Privacy) Ordinance (Cap. 486), including disclosing personal data with intent to cause psychological harm, bodily injury, or property damage;
• Reselling, sublicensing, syndicating, or transferring corporate intelligence to unauthorized third-party data brokers or illicit databases.

Legal Liability & Indemnity for False Declaration: By initiating a search, you acknowledge that making a false purpose declaration constitutes a material breach of this Agreement and may trigger criminal liabilities under Hong Kong law. You agree to hold HC BUSINESS LIMITED harmless and fully indemnify us against all claims, fines, liabilities, and legal costs resulting from your breach of statutory search purposes.

When submitting due diligence inquiries or ordering statutory filing dossiers on 86hc.com, you agree to provide authentic, accurate, current, and complete corporate and contact information. You are solely responsible for safeguarding the confidentiality of your query tokens, verification credentials, and payment transaction identifiers (Order SN).

You must immediately notify HC BUSINESS LIMITED at compliance@86hc.com if you become aware of any unauthorized disclosure of your transaction tokens or security compromise. HC BUSINESS LIMITED reserves the right to suspend or terminate services without prior notice if fraudulent, fictitious, or identity-impersonating requests are detected.

AML/CFT & International Sanctions Compliance Refusal Right (Cap. 615 & Cap. 537): As a licensed Trust or Company Service Provider (TCSP License No. TC006431), HC BUSINESS LIMITED strictly complies with the Anti-Money Laundering and Counter-Terrorist Financing Ordinance (Cap. 615) and the United Nations Sanctions Ordinance (Cap. 537). We reserve the absolute statutory right to refuse, suspend, or terminate any corporate secretarial engagement, banking referral, or bespoke due diligence mandate where the applicant, target entity, or beneficial owner appears on United Nations Security Council, OFAC, or HKSAR statutory sanctions lists, or fails to satisfy mandatory Customer Due Diligence (CDD) verification.

All service tariffs on 86hc.com are transparently published in Hong Kong Dollars (HKD) in strict compliance with the Trade Descriptions Ordinance (Cap. 362) and our Official Pricing Schedule. Tariffs clearly separate official registry statutory disbursements (collected and remitted on behalf of relevant government departments) and standardized platform technical processing fees.

• Settlement Channels & HKD Base Currency Disclaimer: All services and statutory disbursements on the Platform are denominated and settled in Hong Kong Dollars (HKD) as the sole base currency. Multi-currency settlement is supported via authorized payment gateways (Alipay for CNY with real-time China Foreign Exchange Trade System rates; Stripe for global credit/debit cards in USD, EUR, GBP, HKD, etc.). Any foreign exchange conversion spread (FX Spread), dynamic currency conversion (DCC) markup, or cross-border card issuer administrative fee is independently assessed by your card-issuing bank or payment wallet provider. In the event of an eligible refund, HC BUSINESS LIMITED refunds 100% of the exact HKD principal amount received; minor currency fluctuations between payment date and refund settlement date are governed by the card-issuing institution.
• Instant Customized Digital Fulfillment Nature: Statutory registry document retrievals constitute real-time customized digital content delivery. Once an order is dispatched to the Companies Registry (ICRIS) or Inland Revenue Department system and official government disbursements are incurred to unlock and deliver the PDF filing, the digital service is deemed fully performed.
• 7-Day Free Re-download Guarantee: Successful digital delivery of corporate filings, registry certificates, or due diligence reports grants 7 days of unlimited re-download access via your encrypted order token in our User Dashboard.
• 🛡️ 24-Hour Fulfillment & Full Refund Commitment: If a search request cannot be fulfilled within 24 hours from payment confirmation due to technical system faults, government registry archive anomalies, or complete deregistration/dissolution with lost archives, the Platform guarantees a prompt 100% full refund directly back to the original payment channel.
• Official Invoicing: We issue formal Electronic Invoices (Invoices) and stamped Official Receipts issued by HC BUSINESS LIMITED for corporate accounting, reimbursement, and compliance audits.

In accessing and utilizing 86hc.com, you warrant and agree that you shall NOT:

1. Employ automated crawlers, scrapers, data miners, or bots to circumvent rate limits or traverse server directories in violation of our Anti-Scraping Policy;
2. Harvest or scrape structured knowledge graphs or bilingual corpora for training artificial intelligence (AI) models or commercial Large Language Models (LLMs) without prior written license;
3. Probe, scan, or test the vulnerability of platform endpoints, honeytokens, canary paths, or authentication gateways;
4. Introduce viruses, trojans, worms, logic bombs, or denial-of-service (DoS/DDoS) payloads designed to disrupt, degrade, or compromise platform availability;
5. Misrepresent your identity, impersonate regulatory authorities, or forge court documents when submitting inquiries or data disputes.

All software architectures, database schemas, bilingual entity cross-referencing algorithms, knowledge graphs, domain assets, logos, and UI layout frameworks comprising 86hc.com are the exclusive intellectual property of HC BUSINESS LIMITED, protected under the Copyright Ordinance (Cap. 528) of Hong Kong and international intellectual property conventions.

While raw individual statutory public records belong to public registry domains, our proprietary structured compilation, algorithmic cleanups, bilingual phonetic/character normalizations, historical directorship topologies, and synthesis presentations represent substantial proprietary investments in selection, verification, and arrangement, constituting protected database compilation works.

Third-Party Institutional & Bank Trademarks (Nominative Fair Use under Cap. 559 s.19): Names, trade marks, emblems, or product designations of licensed commercial banks, payment clearing networks, or statutory bodies referenced on this Platform (including but not limited to HSBC, OCBC, Bank of China (Hong Kong), Standard Chartered, Hang Seng Bank, Stripe, Alipay, and AlipayHK) are the registered intellectual property of their respective proprietors. Reference to such names on 86hc.com constitutes strictly descriptive and Nominative Fair Use pursuant to Section 19 of the Trade Marks Ordinance (Cap. 559) solely to illustrate official onboarding documentation standards, published bank tariff schedules, and supported settlement channels, and does not imply exclusive agency, joint venture, or governmental endorsement.

To the maximum extent permissible under applicable law, 86hc.com and HC BUSINESS LIMITED establish the following liability boundaries:

• Registry Data Disclaimers: Data presented is mirrored objectively from official public registers. HC BUSINESS LIMITED makes no express or implied representations or warranties regarding the absolute accuracy, completeness, or timeliness of official government records, which may be subject to registry clerical errors, physical microfilm scanning blur, official gazettal delays, or registry portal outages.
• No Professional Legal or Audit Opinion: Intelligence and due diligence dossiers generated by 86hc.com provide factual background references only. They DO NOT constitute formal legal opinions (Legal Opinions), financial audits (Audit Reports), or professional investment advice. Users must independently assess commercial risks before executing binding commitments.
• No Guarantee of Banking or Administrative Approvals: Information provided regarding banking requirements or company alterations is for guidance only. Final outcomes depend entirely on independent regulatory and banking underwriting discretion.
• External Hyperlinks & Third-Party Corporate Domains Safe Harbor: Outbound links to official HKSAR government portals, regulatory registers, or third-party corporate websites listed on enterprise profiles are provided strictly for citation convenience. HC BUSINESS LIMITED exercises no control over external third-party domains and assumes no liability for their availability, security, SSL integrity, or content legality.
• Liability Cap: Under no circumstances shall HC BUSINESS LIMITED, its directors, officers, employees, or contractors be liable for any indirect, consequential, special, punitive, or exemplary damages (including lost profits, goodwill, or commercial opportunities). The total aggregate liability of HC BUSINESS LIMITED for any claim arising out of this Agreement shall strictly NOT exceed the technical processing service fee actually paid by the User for the specific transaction giving rise to liability.

You agree to indemnify, defend, and hold harmless HC BUSINESS LIMITED, its directors, officers, compliance specialists, employees, and technical contractors from and against any claims, liabilities, damages, losses, costs, penalties, and legal expenses (including reasonable legal fees) arising out of or in connection with: (i) your violation of this Agreement; (ii) your breach of statutory search purpose covenants; (iii) unauthorized data misuse, harassment, or doxxing under Cap. 486 s.64; or (iv) infringement of any third party's legal rights.

HC BUSINESS LIMITED reserves the right to amend, update, or revise this Agreement at any time in accordance with statutory updates or operational requirements. Updated versions will be published on this URL with an updated effective date. Your continued utilization of 86hc.com after revisions constitute unconditional acceptance of the revised terms.

This Agreement, its interpretation, validity, performance, and all non-contractual obligations arising out of or in connection with it shall be governed by and construed in accordance with the Laws of the Hong Kong Special Administrative Region.

Any dispute, controversy, difference, or claim arising out of or relating to this Agreement, including the existence, validity, interpretation, performance, breach, or termination thereof, shall be referred to and finally resolved by arbitration administered by the Hong Kong International Arbitration Centre (HKIAC) under the HKIAC Administered Arbitration Rules in force when the Notice of Arbitration is submitted. The seat of arbitration shall be Hong Kong. The language of arbitration shall be English or Chinese. The arbitral award shall be final and binding on both parties.