Hong Kong Corporate Credit & Due Diligence Report
4D Risk Rating · UBO Equity Penetration & Solvency Audit
Multi-source integration across Hong Kong Companies Registry (CR), Inland Revenue BR, 7-tier court judicial writs, Official Receiver (ORO) winding-up registers, and 29 regulatory license lists. Comprehensive 4D Risk Model covering corporate fundamentals, UBO ownership tree, judicial solvency, and compliance standing. Rapid 15–30 min delivery of encrypted PDF dossiers with Practising CPA CTC certification.
4D Risk Control & Institutional Assurance
- 15–30 Mins Rapid Delivery: Multi-source statutory verification, delivering 256-bit encrypted PDF credit dossiers.
- 4D Risk Rating Model: Covering fundamentals, UBO ownership tree, judicial insolvency, NM1 charges & licenses.
- 100% Confidential Screening: Independent third-party checks with full privacy isolation and strict NDA execution.
- Hong Kong CPA CTC Certification: Wet-ink signed by Practising CPA with statutory evidentiary weight in courts & banks.
1. HK Private Company Financial Disclosure Rules: Under Cap. 622 Companies Ordinance, private companies' audited financial reports are protected trade secrets and not publicly accessible at the Registry. International due diligence cross-verifies statutory paid-up capital, asset mortgages (Form NM1), court litigation claim scale, Official Receiver petitions (HCCW), and regulatory licenses for holistic risk rating.
2. Mortgages & Charges Registration (NM1/NM2): Inspecting the statutory Register of Charges at the Companies Registry reveals whether the company has encumbered its real property, shares, bank deposits, or book debts to banks or institutional creditors, pinpointing hidden liabilities.
3. Multi-Source 4D Risk Rating: 86hc integrates Companies Registry, Inland Revenue, 7-tier courts, Official Receiver, and 29 regulatory license lists, issuing comprehensive commercial dossiers fully compliant with international bank onboarding and cross-border M&A standards.
Comprehensive Partner Credit Due Diligence to Secure Cross-Border Deals
Cross-Border Trade & Supplier Onboarding
Prior to major procurement or credit terms, verify corporate good standing, valid BR, real physical office address, breach of contract history, and customs registration status.
Cross-Border Investment & M&A Due Diligence
Inspect target entities for off-balance-sheet encumbrances, registered charges (Form NM1), winding-up petitions (HCCW), and multi-tier offshore holding penetration.
Offshore Bank Account & AML/KYC Compliance
Provide comprehensive UBO equity mapping and credit dossiers meeting offshore bank onboarding compliance (HSBC, Standard Chartered, BOC HK) with CPA CTC certification.
Hong Kong Corporate Due Diligence "4D Risk Control Model"
Multi-source statutory data cross-verification generating holistic lifecycle corporate credit ratings.
Dimension 1: Corporate Registry & Fundamentals
Inspect official CR registry status to safeguard against shell companies and strike-offs.
- CR Registration No. / Good Standing Status
- Business Registration (BRN) validity & branch register
- Statutory issued share capital & share classes
- Registered office address & historic name changes
Dimension 2: Equity Penetration & UBO Governance
Penetrate nominees and offshore holding layers to identify >25% Ultimate Beneficial Owners (UBO).
- Current & historic director tenures (Form ND2A)
- Shareholder allotments & transfer history (NAR1)
- Significant Controllers Register (SCR / UBO) mapping
- Natural person cross-directorship search
Dimension 3: Judicial Litigation & Winding-Up
Screen corporate entity and controllers for court writs, winding-up petitions, and asset encumbrances.
- 7-Tier HK Judiciary open civil & commercial writs
- Official Receiver compulsory winding-up petitions (HCCW)
- Mareva asset freezing injunctions & charging orders
- Charges Register (Form NM1) encumbrance inspection
Dimension 4: Regulatory Licenses & Reputation
Verify validity across 32 statutory HK financial/industry licenses and public disciplinary sanctions.
- SFC / HKMA statutory financial licenses
- Customs MSO / Registry TCSP licenses
- Hong Kong Customs import/export registration
- Regulatory sanctions & adverse media monitoring
Transparent Tiered Due Diligence Tariffs · Tailored for Risk Decisions
Zero hidden fees · 15-min delivery · Corporate billing & official invoices supported
Standard Due Diligence Report
Suitable for routine supplier onboarding, basic contract signing, and counterparty checks.
- CR good standing & Business Registration (BRN) validity
- Current directors & shareholders official register
- Statutory issued capital & allotments breakdown
- High Court open litigation initial screening
- Basic credit audit PDF dossier
In-Depth 4D Credit Dossier
Suitable for large procurement, loan underwriting, equity cooperation, and KYC.
- 4D risk model rating & solvency analysis
- Current & historic director/shareholder UBO tree
- 7-tier court litigation + HCCW winding-up petitions
- Charges register (Form NM1) asset encumbrances
- ND2A/NAR1 official filings package included
- 256-bit encrypted high-res PDF dossier
Group Cross-Border Deep Dossier
Suitable for overseas listing, cross-border M&A, loan syndication, and complex offshore holdings.
- Target entity + cross-border subsidiaries map
- Controller natural person litigation & bankruptcy (HCB)
- 29 categories financial & industry regulatory licenses
- Customs filings & adverse media monitoring
- Senior compliance analyst expert sign-off
Practising CPA Certified (CTC)
Suitable for overseas banking onboarding, court proceedings, and regulatory compliance.
- Wet-ink signed and chopped by Senior HK Practising CPA
- Includes anti-counterfeiting seal & HKICPA practice ID
- Statutory evidentiary weight for courts & arbitral tribunals
- Instant delivery of encrypted high-res color PDF scan
- Original physical certificate via SF Express / DHL worldwide
86hc Corporate Due Diligence Delivery Standards (8 Core Dimensions)
Deeply integrating registry filings, UBO mapping, litigation screening, charges, and regulatory licenses.
| Audit Dimension | Statutory Authority & Depth | Final Deliverable Format |
|---|---|---|
| 1. Statutory Status & Good Standing | CR Registry & Inland Revenue BR dual verification, cross-verifying legal status and active business registration. | Good Standing Verification Package: Official Good Standing status, valid BR certificate, and branch list. |
| 2. Physical Address & Secretary Compliance | Physical office attributes & TCSP license check, identifying commercial office vs virtual secretary compliance. | Substance Assessment Report: Commercial office / virtual address differentiation and compliance evaluation. |
| 3. Board Governance & Beneficial Ownership (UBO) | SCR multi-tier ownership tree penetration, identifying directors, shareholding ratios, and >25% ultimate controllers. | UBO Relationship Graph: Controller topology, executive profiles, and affiliated entity directorships. |
| 4. Capital Evolution & Allotment History | Full capital changes since incorporation, archiving capital alterations, allotments, and share transfer instruments. | Capital History Ledger: Capital change timeline, transfer filings, and historic annual return registers. |
| 5. Judicial Litigation & Insolvency Screening | 7-Tier HK Judiciary & Official Receiver, screening commercial dispute claims, bankruptcy, and winding-up petitions (HCCW). | Judicial Risk Dossier: Case index, winding-up search certificates, and major dispute amounts. |
| 6. Asset Charges & Credit Performance | Statutory Register of Charges (Form NM1), auditing fixed/floating charges, liabilities, and discharge of satisfaction records. | Asset Charges & Liabilities Overview: Active charges register, encumbered assets list, and legal release entries. |
| 7. 29 Statutory Regulatory Licenses | Multi-department regulatory registers, including SFC, HKMA, Customs MSO, Trust TCSP, and Money Lenders. | License Validity Certificate: Regulated activity scope, validity dates, and Responsible Officer (RO) approvals. |
| 8. Expert Review & Comprehensive Report | Senior compliance analyst sign-off, providing risk control recommendations and optional Practising CPA CTC certification. | 256-Bit Encrypted Dossier (PDF): Structured intelligence report + official statutory scan bundle. |
4 Steps to Complete Corporate Credit Due Diligence
Standardized workflow · Legal compliance review · 15–30 min delivery of encrypted dossier
Submit Target Entity
Enter HK company English/Chinese name, CRN, or Business Registration No. (BRN).
Official Records Retrieval
Audit Companies Registry, Inland Revenue, 7-tier courts, Official Receiver, and 32 license registers.
4D Cross-Verification
Analysts synthesize ownership chain, litigation/insolvency, asset charges, and licensing.
Encrypted Delivery & Invoice
15–30 min delivery of 256-bit encrypted PDF dossier with official invoice support.
Hong Kong Corporate Credit Due Diligence FAQ
What key dimensions are evaluated in a Hong Kong corporate credit report?
Four core dimensions: (1) Corporate Fundamentals (CR No., BRN, issued share capital, name change history); (2) Governance & UBO (directors, senior executives, shareholder allotments, offshore holding tree); (3) Judicial Writs & Solvency (7-tier court litigation, HCCW winding-up, Form NM1 charges register); (4) Licenses & Business Standing (29 regulatory licenses, customs filings, and adverse media).
Why are private HK companies' financial statements not publicly accessible?
Under Cap. 622 Companies Ordinance, private companies' audited financial reports are protected trade secrets and not filed publicly. International practice evaluates solvency by cross-verifying issued paid-up capital, asset mortgages & charges (NM1/NM2), court claims scale, Official Receiver petitions (HCCW), and regulatory licenses.
Does the report include HK company asset mortgages and charges register (NM1) records?
Included. In-depth reports inspect the statutory Register of Charges (Form NM1/NM2) to examine whether the company has pledged real estate, shares, bank deposits, or receivables to banks or creditors, and verify satisfaction filings.
Will the target company know that they are being investigated?
100% confidential and private. 86hc retrieves public registry and court records independently under strict NDA with 256-bit bank-grade encryption. The target company will never be notified.
How fast can the corporate credit report be issued?
Standard due diligence reports are delivered within 15–30 minutes. Comprehensive 4D dossiers covering UBO, charges, and 7-tier courts take 30–60 minutes. Practicing CPA CTC certified copies are issued same-day with DHL/SF courier tracking.
Why do generic search engines fail to reflect Hong Kong statutory debt records?
Key reasons: (1) Cross-border official registry barriers: generic tools cannot interface with Companies Registry, Inland Revenue, Courts, and Official Receiver; (2) Offshore nominee holding: inability to penetrate BVI/Cayman layers to SCR controllers; (3) Missing charge registers: failure to inspect statutory Form NM1 charges and HCCW petitions.
Can the credit report be certified by a Practicing CPA for bank onboarding?
Fully supported. 86hc provides Certified True Copies (CTC) wet-ink signed and sealed by a senior Hong Kong Practicing CPA, compliant with HKMA, HSBC, Standard Chartered bank account opening requirements, and admissible in international litigation.
Does the platform support corporate invoices and corporate settlement?
Fully supported. We issue official Invoices and stamped payment receipts for corporate clients, and accept corporate wire transfers, Alipay, WeChat Pay, and international cards.