BUSINESS REGISTRATION NUMBER
BRN 77729120

Wishful Credit Limited

盈信貸有限公司

Registry Verified: 2026-10-01
Jurisdiction: Hong Kong, China

Wishful Credit Limited (盈信貸有限公司) is a Hong Kong corporation duly incorporated under the Companies Ordinance (Cap. 622), legally classified as a Private company limited by shares. Its Business Registration Number (BRN) is 77729120. Incorporated on 2025-02-20, the entity has maintained continuous statutory operations for 1 year and 8 months, currently holding an active legal status of Live. In terms of statutory licensing, the corporation is officially authorized and regulated in Hong Kong, holding Companies Registry - Licensed Money Lender (Licence No. 0788/2025), Companies Registry - Licensed Money Lender (Licence No. 1059/2026). The registered office is situated at ROOM 141, 3/F, ETON TOWER, 8 HYSAN AVENUE, CAUSEWAY BAY, HONG KONG. Regarding statutory filings, pursuant to Section 662 of the Companies Ordinance (Cap. 622), its annual return filing window falls between Feb 20 – Apr 03 (within 42 days after its incorporation anniversary), with the latest Annual Return (Form NAR1) officially filed on 2026-03-03; a total of 10 statutory filings are indexed in the registry (with no Form NM1 specified charge or mortgage registrations recorded).

I. Corporate Profile & Licensed Money Lender (Finance Company) Statutory Licensing Status (Money Lenders Licence: 0788/2025)

Official Chinese Name 盈信貸有限公司 Official English Name Wishful Credit Limited
Company Reg No. (CRN) — (No CRN Registered) Business Reg No. (BRN)
77729120
Incorporation Date 2025-02-20 Company Category Private company limited by shares
Current Legal Status Live Statutory Filing Cycle
2027-02-20(2026 Return Filed)
Registered Office Address
ROOM 141, 3/F, ETON TOWER, 8 HYSAN AVENUE, CAUSEWAY BAY, HONG KONG
Significant Controllers (SCR) Statutorily maintained. To penetrate ultimate beneficial owners (UBO) and holding structures, please apply for a Due Diligence Report.

II. Money Lenders Document Retrieval(Annual Return NAR1 / Articles / ND2A / CTC)

#Filing DateDocument No.Document NamePagesTariffAction
12026-05-2170005773773
ND2B
Notice of Change of Company Secretary and Director (Particulars) (English)
3HK$ 20
22026-03-0323302514074
NAR1
Annual Return (2026) (English)Latest Shareholders & Directors
10HK$ 28
32026-03-0322001980545
ND2A
Notice of Change of Company Secretary and Director (English)
3HK$ 20
42025-11-1124001970921
ND2A
Notice of Change of Company Secretary and Director (English)
3HK$ 20
52025-11-1122903014084
ND4
Notice of Resignation of Company Secretary and Director (English)
2HK$ 20
62025-09-0522202946673
ND2A
Notice of Change of Company Secretary and Director (English)
3HK$ 20
72025-08-2623302431426
ND4
Notice of Resignation of Company Secretary and Director (English)
2HK$ 20
82025-02-2070004391266
NNC1
Incorporation Form (Company Limited by Shares) (English)
8HK$ 28
92025-02-2070004391267
A&A
Articles of Association (A&A) (English)
18HK$ 33
102025-02-2040023607670
CI
Certificate of Incorporation (CI)
1HK$ 20

III. Commercial Due Diligence & Money Lenders Licensing Court Verification & Interest Rate Compliance

Statutory Licences (32 Regulators) Licensed Entity
Companies Registry - Licensed Money Lender
Active (Licensed)
Licence No. 0788/2025
Companies Registry - Licensed Money Lender
Active (Licensed)
Licence No. 1059/2026
Court Litigation & Insolvency No Court Records
Screened against 1M+ corporate litigation records; no public court cases or winding-up petitions (HCCW) found.
Regulatory Disciplinary & Alert Lists Clean Record
Screen official gazettes, HKMA alert lists, TCSP disciplinary notices, SFC enforcement actions, and customs compliance lists. No negative enforcement records found.
Office & Address Verification Address Resolved
ROOM 141, 3/F, ETON TOWER, 8 HYSAN AVENUE, CAUSEWAY BAY, HONG KONG
Statutory Office under Cap. 622 Need Registered Office & Secretary? →
Hong Kong Corporate Due Diligence & Risk Screening Service
💡 Corporate management: For statutory annual return filings, registered office, or SCR compliance, explore HC BUSINESS LIMITED (TCSP TC006431). Learn More →

IV. Money Lenders Compliance & Statutory Licensing FAQ

Yes. Wishful Credit Limited is a legitimate Hong Kong corporation (Private company limited by shares) duly incorporated under the Companies Ordinance (Cap. 622) on 2025-02-20 (operating for 1 year). According to official registers of the Hong Kong Companies Registry (CR), the entity holds an active statutory standing of [Live / In Operation], possessing independent legal personality and full corporate capacity (Statutory verification: October 2026).

The sole statutory identifier for Wishful Credit Limited is its 8-digit Business Registration Number (BRN / Unique Business Identifier UBI): [77729120]. Pursuant to Phase 2 of the Unique Business Identifier (UBI) regime implemented by the Hong Kong Companies Registry on 27 December 2023, the 8-digit BRN issued by the Inland Revenue Department serves as the unified statutory identifier across all government departments for newly incorporated companies, and no separate legacy CRN is issued.

Under the Companies Ordinance (Cap. 622) of Hong Kong, incorporated companies do not maintain a single 'legal representative' position; the Board of Directors (Section 643) exercises statutory management authority. Under the New Inspection Regime, public inspection displays directors' correspondence addresses and partially masked identification numbers. Complete current and historical directorships (Form ND2A), registered member shareholdings (Form NAR1 / Section 627), and Ultimate Beneficial Ownership (UBO / SCR under Part 12 Division 2A) are verified through official statutory filing retrieval.

Yes. Statutory indexing confirms that Wishful Credit Limited has accumulated 10 official filing dossier(s) archived in the Hong Kong Companies Registry (latest statutory filing indexed on 2026-05-21: Form ND2B - Notice of Change of Company Secretary and Director (Particulars) (English)). Pursuant to Section 662 of the Companies Ordinance (Cap. 622), private companies must deliver an Annual Return (Form NAR1) within 42 days after each incorporation anniversary. Available barcoded dossiers include: latest Annual Return (Form NAR1 - detailing current share capital, registered office, directors, and member shareholdings), Incorporation Form (Form NNC1), Articles of Association, and Change of Company Secretary and Director notices (Form ND2A), each bearing authentic ICRIS electronic barcode verification.

According to multi-dimensional checks across Hong Kong statutory authorities: 1. Regulatory Licences: Officially licensed by Hong Kong statutory authorities, currently holding: Companies Registry - Licensed Money Lender (Licence No. 0788/2025); Companies Registry - Licensed Money Lender (Licence No. 1059/2026); 2. Judicial Screening (Litigation & Winding-Up): cross-referenced with the Hong Kong Judiciary public writs database and Official Receiver's Office (ORO) registers; no public civil action writs (HCA/DCCJ) or compulsory winding-up petitions (HCCW under Cap. 32) were found on current index records.

The statutory registered office of Wishful Credit Limited on official record is situated at: [ROOM 141, 3/F, ETON TOWER, 8 HYSAN AVENUE, CAUSEWAY BAY, HONG KONG]. Pursuant to Section 658 of the Companies Ordinance (Cap. 622), every Hong Kong company must maintain a registered office in Hong Kong to which all communications and legal notices may be addressed, and file Form NR1 within 15 days of any address change. Under Section 3 of the Companies (Disclosure of Company Name and Liability Status) Regulation (Cap. 622B), the company must continuously display its registered name in legible characters at its registered office.

Under Section 127 of the Companies Ordinance (Cap. 622), Hong Kong has abolished the mandatory use of a metallic common seal; Wishful Credit Limited (CRN: Pending registration / 8-digit BRN: 77729120) may lawfully execute a commercial contract without a common seal by having the document signed on its behalf by its sole director (for a single-director company) or by two directors / one director and the company secretary, and under Cap. 622B Section 4 must state its registered legal name on all contracts, transaction instruments, and official websites. Because commercial rubber chops are not registered with the Hong Kong Government, counterparties must retrieve the latest Annual Return (Form NAR1), director change notices (Form ND2A), and Register of Charges filings (Form NM1 under Cap. 622 s.334) from the Companies Registry to verify authorized signatory directors and asset pledges.

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