BUSINESS REGISTRATION NUMBER
BRN 66877118

Vality Credit Limited

領福信貸有限公司

Registry Verified: 2026-09-19
Jurisdiction: Hong Kong, ChinaJurisdiction: Hong Kong

Vality Credit Limited (領福信貸有限公司) is a Hong Kong corporation duly incorporated under the Companies Ordinance (Cap. 622), legally classified as a Private company limited by shares. Its official Company Registration Number (CR No. / CRN) is 2448153, and Business Registration Number (BRN) is 66877118. Incorporated on 2016-11-08, the entity has maintained continuous statutory operations for 9 years and 11 months, currently holding an active legal status of Live. In terms of statutory licensing, the corporation previously held Companies Registry - Licensed Money Lender (Licence Ceased); this statutory licence has ceased and been de-registered. The registered office is situated at ROOM 11, 6/F, BEVERLEY COMMERCIAL CENTRE, 87-105 CHARTHAM ROAD SOUTH, YAU TSIM MONG DISTRICT, HONG KONG. Regarding statutory filings, pursuant to Section 662 of the Companies Ordinance (Cap. 622), its annual return filing window falls between Nov 08 – Dec 20 (within 42 days after its incorporation anniversary), with the latest Annual Return (Form NAR1) officially filed on 2025-11-25; a total of 16 statutory filings are indexed in the registry (with no Form NM1 specified charge or mortgage registrations recorded).

I. Corporate Profile & Historical Money Lenders Licensing Status (Deregistered)

Official Chinese Name 領福信貸有限公司 Official English Name Vality Credit Limited
Name Evolution
(4 Former Names)
2016-11-08 Founding Incorp. Name
達勤商業信用有限公司Tectum Financial Company Limited
2016-12-01 Former Name 1
Tectum Consultancy Limited
2020-04-24 Former Name 2
領航信貸有限公司Vanguard Credit Limited
2021-08-03 Former Name 3
領鋒信貸有限公司Vality Credit Limited
2021-08-31 Current Legal Name
領福信貸有限公司Vality Credit Limited
Company Reg No. (CRN) 2448153 Business Reg No. (BRN) 66877118
Incorporation Date
2016-11-08(9 yrs 11 mos)
Company Category Private company limited by shares
Current Legal Status Live Statutory Filing Cycle
2026-11-08(2025 Return Filed)
Registered Office Address
ROOM 11, 6/F, BEVERLEY COMMERCIAL CENTRE, 87-105 CHARTHAM ROAD SOUTH, YAU TSIM MONG DISTRICT, HONG KONGBeverley Commercial Centre · View Co-Located Entities →
Significant Controllers (SCR) Statutorily maintained. To penetrate ultimate beneficial owners (UBO) and holding structures, please apply for a Due Diligence Report.

II. Money Lenders Document Retrieval(Annual Return NAR1 / Articles / ND2A / CTC)

#Filing DateDocument No.Document NamePagesTariffAction
12025-11-2570005169285
NAR1Annual Return (2025) (English)
2025-11-25·70005169285·9p·HK$ 28
9HK$ 28
22024-11-1122101958961
NAR1Annual Return (2024) (English)
2024-11-11·22101958961·9p·HK$ 28
9HK$ 28
32023-12-27SH000750172
BRN_REFReference Document for Business Registration Number as UBI
2023-12-27·SH000750172·1p·HK$ 20
1HK$ 20
42023-11-1523102172268
NAR1Annual Return (2023) (English)
2023-11-15·23102172268·8p·HK$ 28
8HK$ 28
52023-08-3122001463480
ND2ANotice of Change of Company Secretary and Director (English)
2023-08-31·22001463480·3p·HK$ 20
3HK$ 20
62022-11-0922902626503
NAR1Annual Return (2022) (English)
2022-11-09·22902626503·9p·HK$ 28
9HK$ 28
72022-04-0422702473341
ND2ANotice of Change of Company Secretary and Director (English)
2022-04-04·22702473341·3p·HK$ 20
3HK$ 20
82021-11-0823301892782
NAR1Annual Return (2021) (English)
2021-11-08·23301892782·8p·HK$ 28
8HK$ 28
92021-08-3140018250082
DOCCR Statutory Filing Document
2021-08-31·40018250082·1p·HK$ 20
1HK$ 20
102021-08-3122602220786
NNC2Notice of Change of Company Name pursuant to Direction (English)
2021-08-31·22602220786·1p·HK$ 20
1HK$ 20

III. Commercial Due Diligence & Historical Money Lenders License Risk Screening

Statutory Licences (32 Regulators) Licence Inactive / De-registered
Companies Registry - Licensed Money Lender
Expired
Statutory Licence Registered in Registry
Court Litigation & Insolvency No Court Records
Screened against 1M+ corporate litigation records; no public court cases or winding-up petitions (HCCW) found.
Regulatory Disciplinary & Alert Lists Clean Record
Screen official gazettes, HKMA alert lists, TCSP disciplinary notices, SFC enforcement actions, and customs compliance lists. No negative enforcement records found.
Office & Address Verification Address Resolved
ROOM 11, 6/F, BEVERLEY COMMERCIAL CENTRE, 87-105 CHARTHAM ROAD SOUTH, YAU TSIM MONG DISTRICT, HONG KONG
Statutory Office under Cap. 622 Need Registered Office & Secretary? →
Hong Kong Corporate Due Diligence & Risk Screening Service
💡 Corporate management: For statutory annual return filings, registered office, or SCR compliance, explore HC BUSINESS LIMITED (TCSP TC006431). Learn More →

IV. Money Lenders License Cessation & Historical Compliance FAQ

Yes. Pursuant to the statutory registers of the Hong Kong Companies Registry, Vality Credit Limited was officially incorporated on 2016-11-08 as a Private company limited by shares (standing for 9 years). Official cross-departmental records confirm its current legal status is [Live / In Operation], maintaining valid operational standing under Hong Kong law (Verified: September 2026).

Under Hong Kong's Unique Business Identifier (UBI) regime, Vality Credit Limited is identified by two official registration numbers: its 8-digit Business Registration Number (BRN / UBI) [66877118] administered by the Inland Revenue Department, and its 7-digit Company Registration Number (CRN) [2448153] maintained by the Companies Registry for historical statutory filings.

Pursuant to Sections 627 and 643 of the Hong Kong Companies Ordinance (Cap. 622), the equity ownership and executive board of Vality Credit Limited are governed by its statutory Register of Members and Register of Directors. Any appointment or resignation of directors or the company secretary must be filed within 15 days via Form ND2A, while complete shareholder equity ratios are disclosed annually in Form NAR1. Furthermore, under Section 653H of Cap. 622, the company must maintain a Significant Controllers Register (SCR) for persons holding over 25% beneficial interest or voting rights.

Yes. According to the official statutory records of the Hong Kong Companies Registry, Vality Credit Limited has officially recorded 4 legal name change(s): [Tectum Financial Company Limited (達勤商業信用有限公司) (effective 2016-11-08)], [Tectum Consultancy Limited (effective 2016-12-01)], [Vanguard Credit Limited (領航信貸有限公司) (effective 2020-04-24)], [Vality Credit Limited (領鋒信貸有限公司) (effective 2021-08-03)]. Pursuant to Sections 107 and 109 of the Companies Ordinance (Cap. 622), each name change was passed by special resolution (Form NNC2) and took statutory effect upon issuance of a Certificate of Change of Name by the Registrar of Companies; under Section 109(4), changing the company name does not affect any rights, obligations, or legal proceedings of the company.

Official records of the Hong Kong Companies Registry verify that Vality Credit Limited maintains a cumulative statutory archive of 16 filing record(s) on file (latest statutory filing indexed on 2025-11-25: Form NAR1 - Annual Return (2025) (English)). Under Section 662 of the Companies Ordinance (Cap. 622), the corporation's active governance and equity standing are documented through Annual Returns (Form NAR1), constitutional Articles of Association (A&A), and statutory officer or capital update filings (Form ND2A / Form NSC1), all accessible as official barcoded image dossiers.

According to multi-dimensional checks across Hong Kong statutory authorities: 1. Regulatory Licences: Historical statutory records indicate this corporation previously held: Companies Registry - Licensed Money Lender (Official Status: Ceased / Inactive historical record); 2. Judicial Screening (Litigation & Winding-Up): no compulsory winding-up petitions (HCCW) or public High Court / District Court litigation writs were identified for Vality Credit Limited in current public judicial indexing. For major cross-border M&A or credit facilities, an up-to-the-minute court registry search is recommended.

Official filings of the Hong Kong Companies Registry record the statutory registered office of Vality Credit Limited at: [ROOM 11, 6/F, BEVERLEY COMMERCIAL CENTRE, 87-105 CHARTHAM ROAD SOUTH, YAU TSIM MONG DISTRICT, HONG KONG]. Under Section 658 of the Companies Ordinance (Cap. 622), a document or court writ may be lawfully served on a company by leaving it at, or sending it by post to, this registered office. Where the address is domiciled at a licensed TCSP company secretary's premises, Cap. 622B Section 3 permits statutory name display via a compliant electronic signboard system.

Unlike jurisdictions with government ICP domain licensing, Hong Kong regulates corporate identity disclosure under Section 4 of the Companies (Disclosure of Company Name and Liability Status) Regulation (Cap. 622B): Vality Credit Limited must legibly display its exact registered name on all business letters, contracts, invoices, and any company website, and report its website (if any) in its Annual Return (Form NAR1) or Form NR2. To prevent cross-border impersonation, trade partners should authenticate the company's legal standing via its statutory identifiers (CRN: 2448153 / 8-digit BRN: 66877118) and barcoded Companies Registry dossiers rather than unverified external web pages.

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