BUSINESS REGISTRATION NUMBER
BRN 63360712

Riches Credit Insurance Brokerage Limited

財信保險經紀有限公司

Registry Verified: 2026-09-19
Jurisdiction: Hong Kong, China

Riches Credit Insurance Brokerage Limited (財信保險經紀有限公司) is a Hong Kong corporation duly incorporated under the Companies Ordinance (Cap. 622), legally classified as a Private company limited by shares. Its official Company Registration Number (CR No. / CRN) is 2098556, and Business Registration Number (BRN) is 63360712. Incorporated on 2014-05-19, the entity has maintained continuous statutory operations for 12 years and 5 months, currently holding an active legal status of Live. In terms of statutory licensing, the corporation is officially authorized and regulated in Hong Kong, holding Insurance Authority Licensed Insurance Intermediary (IA). The registered office is situated at ROOM 2008-10, 20/F, BLOCK 2, THE GATEWAY, 2 THE GATEWAY, TSIM SHA TSUI, KOWLOON, HONG KONG. Regarding statutory filings, pursuant to Section 662 of the Companies Ordinance (Cap. 622), its annual return filing window falls between May 19 – Jun 30 (within 42 days after its incorporation anniversary), with the latest Annual Return (Form NAR1) officially filed on 2026-05-19; a total of 24 statutory filings are indexed in the registry (with no Form NM1 specified charge or mortgage registrations recorded).

I. Corporate Profile & Insurance Authority (IA) Authorized Insurer & Intermediary Statutory Licensing Status

Official Chinese Name 財信保險經紀有限公司 Official English Name Riches Credit Insurance Brokerage Limited
Name Evolution
(4 Former Names)
2014-05-19 Founding Incorp. Name
JUST SERVICE HK LIMITED
2019-10-10 Former Name 1
Plover Cove Insurance Limited
2020-05-11 Former Name 2
寶湖財富管理有限公司Plover Cove Insurance Limited
2020-05-27 Former Name 3
寶湖財富管理有限公司Plover Cove Wealth Management Limited
2023-09-28 Current Legal Name
財信保險經紀有限公司Riches Credit Insurance Brokerage Limited
Company Reg No. (CRN) 2098556 Business Reg No. (BRN)
63360712
Incorporation Date 2014-05-19 Company Category Private company limited by shares
Current Legal Status Live Statutory Filing Cycle
2027-05-19(2026 Return Filed)
Registered Office Address
ROOM 2008-10, 20/F, BLOCK 2, THE GATEWAY, 2 THE GATEWAY, TSIM SHA TSUI, KOWLOON, HONG KONGThe Gateway · View Co-Located Entities →
Significant Controllers (SCR) Statutorily maintained. To penetrate ultimate beneficial owners (UBO) and holding structures, please apply for a Due Diligence Report.

II. Insurance Authority (IA) Document Retrieval(Annual Return NAR1 / Articles / ND2A / CTC)

#Filing DateDocument No.Document NamePagesTariffAction
12026-05-1922602785277
NAR1
Annual Return (2026) (English)Latest Shareholders & Directors
9HK$ 28
22026-03-0922001984861
ND4
Notice of Resignation of Company Secretary and Director (English)
2HK$ 20
32026-03-0922001984860
ND2A
Notice of Change of Company Secretary and Director (English)
3HK$ 20
42025-07-0222001832438
NR1
Notice of Change of Address of Registered Office (English)
1HK$ 20
52025-05-1923502266844
NAR1
Annual Return (2025) (English)
9HK$ 28
62024-05-2023302241455
NAR1
Annual Return (2024) (English)
9HK$ 28
72024-04-1022402205907
ND4
Notice of Resignation of Company Secretary and Director (English)
2HK$ 20
82023-12-27SH000606744
BRN_REF
Reference Document for Business Registration Number as UBI
1HK$ 30
92023-10-2622001488998
ND4
Notice of Resignation of Company Secretary and Director (English)
2HK$ 20
102023-10-2622001488997
ND4
Notice of Resignation of Company Secretary and Director (English)
2HK$ 20

III. Commercial Due Diligence & Insurance Authority (IA) Responsible Officer (RO) & Solvency Screening

Statutory Licences (32 Regulators) Licensed Entity
Insurance Authority Licensed Insurance Intermediary (IA)
Active (Licensed)
Statutory Licence Registered in Registry
Court Litigation & Insolvency No Court Records
Screened against 1M+ corporate litigation records; no public court cases or winding-up petitions (HCCW) found.
Regulatory Disciplinary & Alert Lists Clean Record
Screen official gazettes, HKMA alert lists, TCSP disciplinary notices, SFC enforcement actions, and customs compliance lists. No negative enforcement records found.
Office & Address Verification Address Resolved
ROOM 2008-10, 20/F, BLOCK 2, THE GATEWAY, 2 THE GATEWAY, TSIM SHA TSUI, KOWLOON, HONG KONG
Statutory Office under Cap. 622 Need Registered Office & Secretary? →
Hong Kong Corporate Due Diligence & Risk Screening Service
💡 Corporate management: For statutory annual return filings, registered office, or SCR compliance, explore HC BUSINESS LIMITED (TCSP TC006431). Learn More →

IV. Insurance Authority (IA) Compliance & Statutory Licensing FAQ

Yes. Riches Credit Insurance Brokerage Limited is a legitimate Hong Kong corporation (Private company limited by shares) duly incorporated under the Companies Ordinance (Cap. 622) on 2014-05-19 (operating for 12 years). According to official registers of the Hong Kong Companies Registry (CR), the entity holds an active statutory standing of [Live / In Operation], possessing independent legal personality and full corporate capacity (Statutory verification: September 2026).

The statutory primary identifiers for Riches Credit Insurance Brokerage Limited are: 1. Business Registration Number (BRN / Unique Business Identifier UBI): [63360712] (effective from 27 December 2023, this 8-digit number issued under Cap. 310 serves as the unified cross-departmental corporate identifier); 2. Company Registration Number (CRN): [2098556] (incorporation archive number issued under Cap. 622). Together, these dual keys uniquely lock the entity in international banking KYC and cross-border contracts.

Under the Companies Ordinance (Cap. 622) of Hong Kong, incorporated companies do not maintain a single 'legal representative' position; the Board of Directors (Section 643) exercises statutory management authority. Under the New Inspection Regime, public inspection displays directors' correspondence addresses and partially masked identification numbers. Complete current and historical directorships (Form ND2A), registered member shareholdings (Form NAR1 / Section 627), and Ultimate Beneficial Ownership (UBO / SCR under Part 12 Division 2A) are verified through official statutory filing retrieval.

Yes. According to the official statutory records of the Hong Kong Companies Registry, Riches Credit Insurance Brokerage Limited has officially recorded 4 legal name change(s): [JUST SERVICE HK LIMITED (effective 2014-05-19)], [Plover Cove Insurance Limited (effective 2019-10-10)], [Plover Cove Insurance Limited (寶湖財富管理有限公司) (effective 2020-05-11)], [Plover Cove Wealth Management Limited (寶湖財富管理有限公司) (effective 2020-05-27)]. Pursuant to Sections 107 and 109 of the Companies Ordinance (Cap. 622), each name change was passed by special resolution (Form NNC2) and took statutory effect upon issuance of a Certificate of Change of Name by the Registrar of Companies; under Section 109(4), changing the company name does not affect any rights, obligations, or legal proceedings of the company.

Yes. Statutory indexing confirms that Riches Credit Insurance Brokerage Limited has accumulated 24 official filing dossier(s) archived in the Hong Kong Companies Registry (latest statutory filing indexed on 2026-05-19: Form NAR1 - Annual Return (2026) (English)). Pursuant to Section 662 of the Companies Ordinance (Cap. 622), private companies must deliver an Annual Return (Form NAR1) within 42 days after each incorporation anniversary. Available barcoded dossiers include: latest Annual Return (Form NAR1 - detailing current share capital, registered office, directors, and member shareholdings), Incorporation Form (Form NNC1), Articles of Association, and Change of Company Secretary and Director notices (Form ND2A), each bearing authentic ICRIS electronic barcode verification.

According to multi-dimensional checks across Hong Kong statutory authorities: 1. Regulatory Licences: Officially licensed by Hong Kong statutory authorities, currently holding: Insurance Authority Licensed Insurance Intermediary (IA); 2. Judicial Screening (Litigation & Winding-Up): cross-referenced with the Hong Kong Judiciary public writs database and Official Receiver's Office (ORO) registers; no public civil action writs (HCA/DCCJ) or compulsory winding-up petitions (HCCW under Cap. 32) were found on current index records.

The statutory registered office of Riches Credit Insurance Brokerage Limited on official record is situated at: [ROOM 2008-10, 20/F, BLOCK 2, THE GATEWAY, 2 THE GATEWAY, TSIM SHA TSUI, KOWLOON, HONG KONG]. Official registry dossiers also record 2 statutory registered office address change filing(s) (Form NR1). Pursuant to Section 658 of the Companies Ordinance (Cap. 622), every Hong Kong company must maintain a registered office in Hong Kong to which all communications and legal notices may be addressed, and file Form NR1 within 15 days of any address change. Under Section 3 of the Companies (Disclosure of Company Name and Liability Status) Regulation (Cap. 622B), the company must continuously display its registered name in legible characters at its registered office.

Under Section 127 of the Companies Ordinance (Cap. 622), Hong Kong has abolished the mandatory use of a metallic common seal; Riches Credit Insurance Brokerage Limited (CRN: 2098556 / 8-digit BRN: 63360712) may lawfully execute a commercial contract without a common seal by having the document signed on its behalf by its sole director (for a single-director company) or by two directors / one director and the company secretary, and under Cap. 622B Section 4 must state its registered legal name on all contracts, transaction instruments, and official websites. Because commercial rubber chops are not registered with the Hong Kong Government, counterparties must retrieve the latest Annual Return (Form NAR1), director change notices (Form ND2A), and Register of Charges filings (Form NM1 under Cap. 622 s.334) from the Companies Registry to verify authorized signatory directors and asset pledges.

V. Similar Trade Names & Industry Directory

INDUSTRY & SURVIVAL BENCHMARK
Above HK Median Tenure
12 Yrs ActiveMature CycleInc. 2014-05-19

Active for 12 years, surpassing the Hong Kong statutory median survival benchmark (~6.5 yrs).

CO-LOCATED CORPORATIONS
Tsim Sha Tsui · High-Density Secretarial Hub
The Gateway
4,408Entities

High concentration of co-located corporations; verify electronic/physical nameplates under Cap. 622 s.658 and TCSP secretarial ties.

Retrieve Filings