BUSINESS REGISTRATION NUMBER
BRN 12729339

PRUDENTIAL CREDIT COMPANY LIMITED

信誠信貸有限公司

Registry Verified: 2026-09-19
Jurisdiction: Hong Kong, ChinaJurisdiction: Hong Kong

PRUDENTIAL CREDIT COMPANY LIMITED (信誠信貸有限公司) is a Hong Kong corporation duly incorporated under the Companies Ordinance (Cap. 622), legally classified as a Private company limited by shares. Its official Company Registration Number (CR No. / CRN) is 0240122, and Business Registration Number (BRN) is 12729339. Incorporated on 1989-01-24, the entity has maintained continuous statutory operations for 37 years and 9 months, currently holding an active legal status of Live. In terms of statutory licensing, the corporation previously held Companies Registry - Licensed Money Lender (Licence Ceased); this statutory licence has ceased and been de-registered. The registered office is situated at ROOM 901-904, 9/F, WORLD TRADE HOUSE, 19 DES VOEUX ROAD CENTRAL, CENTRAL, HONG KONG. Regarding statutory filings, pursuant to Section 662 of the Companies Ordinance (Cap. 622), its annual return filing window falls between Jan 24 – Mar 07 (within 42 days after its incorporation anniversary), with the latest Annual Return (Form NAR1) officially filed on 2026-01-26; a total of 10 statutory filings are indexed in the registry (with no Form NM1 specified charge or mortgage registrations recorded). In terms of judicial records, Hong Kong court registers show 1 public court dockets associated with this corporation (no compulsory winding-up petitions on file; detailed case dockets are archived in the due diligence report).

I. Corporate Profile & Historical Money Lenders Licensing Status (Deregistered)

Official Chinese Name 信誠信貸有限公司 Official English Name PRUDENTIAL CREDIT COMPANY LIMITED
Name Evolution
(1 Former Name)
1989-01-24 Founding Incorp. Name
敬聯盛有限公司KING JOINING LIMITED
1995-03-30 Current Legal Name
信誠信貸有限公司PRUDENTIAL CREDIT COMPANY LIMITED
Company Reg No. (CRN) 0240122 Business Reg No. (BRN)
12729339
Incorporation Date
1989-01-24(37 yrs 9 mos)
Company Category Private company limited by shares
Current Legal Status Live Statutory Filing Cycle
2027-01-24(2026 Return Filed)
Registered Office Address
ROOM 901-904, 9/F, WORLD TRADE HOUSE, 19 DES VOEUX ROAD CENTRAL, CENTRAL, HONG KONG
Significant Controllers (SCR) Statutorily maintained. To penetrate ultimate beneficial owners (UBO) and holding structures, please apply for a Due Diligence Report.

II. Money Lenders Document Retrieval(Annual Return NAR1 / Articles / ND2A / CTC)

#Filing DateDocument No.Document NamePagesTariffAction
12026-01-2622302595010
NAR1Annual Return (2026) (English)
2026-01-26·22302595010·9p·HK$ 28
9HK$ 28
22025-01-2723102360130
NAR1Annual Return (2025) (English)
2025-01-27·23102360130·9p·HK$ 28
9HK$ 28
32024-01-2622302382822
NAR1Annual Return (2024) (English)
2024-01-26·22302382822·9p·HK$ 28
9HK$ 28
42023-12-27SH000041625
BRN_REFReference Document for Business Registration Number as UBI
2023-12-27·SH000041625·1p·HK$ 20
1HK$ 20
52023-02-0923002216264
NAR1Annual Return (2023) (English)
2023-02-09·23002216264·8p·HK$ 28
8HK$ 28
62022-01-2522702447065
NAR1Annual Return (2022) (English)
2022-01-25·22702447065·8p·HK$ 28
8HK$ 28
72022-01-1122101704304
ND2ANotice of Change of Company Secretary and Director (English)
2022-01-11·22101704304·3p·HK$ 20
3HK$ 20
82021-10-0822001219020
ND2ANotice of Change of Company Secretary and Director (English)
2021-10-08·22001219020·3p·HK$ 20
3HK$ 20
92021-09-0322202429070
ND2ANotice of Change of Company Secretary and Director (English)
2021-09-03·22202429070·3p·HK$ 20
3HK$ 20
102021-01-2722702283640
NAR1Annual Return (2021) (English)
2021-01-27·22702283640·8p·HK$ 28
8HK$ 28

III. Commercial Due Diligence & Historical Money Lenders License Risk Screening

Statutory Licences (32 Regulators) Licence Inactive / De-registered
Companies Registry - Licensed Money Lender
Expired
Statutory Licence Registered in Registry
Court Litigation & Insolvency 1 Court Docket on File
Judicial screening across Hong Kong court dockets and the Official Receiver's Office (ORO) identifies 1 public court docket(s) associated with this entity; confirmed no compulsory winding-up petitions (HCCW) on file.
Regulatory Disciplinary & Alert Lists Clean Record
Screen official gazettes, HKMA alert lists, TCSP disciplinary notices, SFC enforcement actions, and customs compliance lists. No negative enforcement records found.
Office & Address Verification Address Resolved
ROOM 901-904, 9/F, WORLD TRADE HOUSE, 19 DES VOEUX ROAD CENTRAL, CENTRAL, HONG KONG
Statutory Office under Cap. 622 Need Registered Office & Secretary? →
Hong Kong Corporate Due Diligence & Risk Screening Service
💡 Corporate management: For statutory annual return filings, registered office, or SCR compliance, explore HC BUSINESS LIMITED (TCSP TC006431). Learn More →

IV. Money Lenders License Cessation & Historical Compliance FAQ

Yes. PRUDENTIAL CREDIT COMPANY LIMITED is a legitimate Hong Kong corporation (Private company limited by shares) duly incorporated under the Companies Ordinance (Cap. 622) on 1989-01-24 (operating for 37 years). According to official registers of the Hong Kong Companies Registry (CR), the entity holds an active statutory standing of [Live / In Operation], possessing independent legal personality and full corporate capacity (Statutory verification: September 2026).

The statutory primary identifiers for PRUDENTIAL CREDIT COMPANY LIMITED are: 1. Business Registration Number (BRN / Unique Business Identifier UBI): [12729339] (effective from 27 December 2023, this 8-digit number issued under Cap. 310 serves as the unified cross-departmental corporate identifier); 2. Company Registration Number (CRN): [0240122] (incorporation archive number issued under Cap. 622). Together, these dual keys uniquely lock the entity in international banking KYC and cross-border contracts.

Under the Companies Ordinance (Cap. 622) of Hong Kong, incorporated companies do not maintain a single 'legal representative' position; the Board of Directors (Section 643) exercises statutory management authority. Under the New Inspection Regime, public inspection displays directors' correspondence addresses and partially masked identification numbers. Complete current and historical directorships (Form ND2A), registered member shareholdings (Form NAR1 / Section 627), and Ultimate Beneficial Ownership (UBO / SCR under Part 12 Division 2A) are verified through official statutory filing retrieval.

Yes. According to the official statutory records of the Hong Kong Companies Registry, PRUDENTIAL CREDIT COMPANY LIMITED has officially recorded 1 legal name change(s): [KING JOINING LIMITED (敬聯盛有限公司) (effective 1989-01-24)]. Pursuant to Sections 107 and 109 of the Companies Ordinance (Cap. 622), each name change was passed by special resolution (Form NNC2) and took statutory effect upon issuance of a Certificate of Change of Name by the Registrar of Companies; under Section 109(4), changing the company name does not affect any rights, obligations, or legal proceedings of the company.

Yes. Statutory indexing confirms that PRUDENTIAL CREDIT COMPANY LIMITED has accumulated 10 official filing dossier(s) archived in the Hong Kong Companies Registry (latest statutory filing indexed on 2026-01-26: Form NAR1 - Annual Return (2026) (English)). Pursuant to Section 662 of the Companies Ordinance (Cap. 622), private companies must deliver an Annual Return (Form NAR1) within 42 days after each incorporation anniversary. Available barcoded dossiers include: latest Annual Return (Form NAR1 - detailing current share capital, registered office, directors, and member shareholdings), Incorporation Form (Form NNC1), Articles of Association, and Change of Company Secretary and Director notices (Form ND2A), each bearing authentic ICRIS electronic barcode verification.

According to multi-dimensional checks across Hong Kong statutory authorities: 1. Regulatory Licences: Historical statutory records indicate this corporation previously held: Companies Registry - Licensed Money Lender (Official Status: Ceased / Inactive historical record); 2. Judicial Screening (Litigation & Winding-Up): public court records screening identified 1 public court docket(s) associated with this corporation; confirmed no compulsory winding-up petitions (HCCW) on file. Specific court levels (High Court HCA / District Court DCCJ), case numbers, party capacities, and judgments are accessible via official Due Diligence Reports.

The statutory registered office of PRUDENTIAL CREDIT COMPANY LIMITED on official record is situated at: [ROOM 901-904, 9/F, WORLD TRADE HOUSE, 19 DES VOEUX ROAD CENTRAL, CENTRAL, HONG KONG]. Pursuant to Section 658 of the Companies Ordinance (Cap. 622), every Hong Kong company must maintain a registered office in Hong Kong to which all communications and legal notices may be addressed, and file Form NR1 within 15 days of any address change. Under Section 3 of the Companies (Disclosure of Company Name and Liability Status) Regulation (Cap. 622B), the company must continuously display its registered name in legible characters at its registered office.

Under Section 127 of the Companies Ordinance (Cap. 622), Hong Kong has abolished the mandatory use of a metallic common seal; PRUDENTIAL CREDIT COMPANY LIMITED (CRN: 0240122 / 8-digit BRN: 12729339) may lawfully execute a commercial contract without a common seal by having the document signed on its behalf by its sole director (for a single-director company) or by two directors / one director and the company secretary, and under Cap. 622B Section 4 must state its registered legal name on all contracts, transaction instruments, and official websites. Because commercial rubber chops are not registered with the Hong Kong Government, counterparties must retrieve the latest Annual Return (Form NAR1), director change notices (Form ND2A), and Register of Charges filings (Form NM1 under Cap. 622 s.334) from the Companies Registry to verify authorized signatory directors and asset pledges.

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