I. Corporate Profile & Licensed Money Lender (Finance Company) Statutory Licensing Status (Money Lenders Licence: 0610/2025)
| Official Chinese Name | 明日財務有限公司 | Official English Name | PROSPECTS GROUP LIMITED |
|---|---|---|---|
Name Evolution
(2 Former Names)
|
2016-05-06
Founding Incorp. Name 益富創建有限公司RICH VANTAGE CREATION LIMITED
2017-03-13
Former Name 1 明日財務有限公司PROSPECTS FINANCE LIMITED
2017-05-19
Current Legal Name PROSPECTS GROUP LIMITED | ||
| Company Reg No. (CRN) | 2373163 | Business Reg No. (BRN) | 66122907 |
| Incorporation Date | 2016-05-06(10 yrs 6 mos) | Company Category | Private company limited by shares |
| Current Legal Status | Live | Statutory Filing Cycle | 2027-05-06(2026 Return Filed) |
| Registered Office Address | ROOM D, 113-119 SAN FUNG AVENUE, SHEUNG SHUI, HONG KONG | ||
|---|---|---|---|
| Significant Controllers (SCR) | Statutorily maintained. To penetrate ultimate beneficial owners (UBO) and holding structures, please apply for a Due Diligence Report. | ||
II. Money Lenders Document Retrieval(Annual Return NAR1 / Articles / ND2A / CTC)
| Document Name | Action |
|---|---|
NAR1Annual Return (2026) (English) | |
NAR1Annual Return (2025) (English) | |
NAR1Annual Return (2024) (English) | |
BRN_REFReference Document for Business Registration Number as UBI | |
NAR1Annual Return (2023) (English) | |
NAR1Annual Return (2022) (English) | |
NAR1Annual Return (2021) (English) | |
NAR1Annual Return (2020) (English) | |
NAR1Annual Return (2019) (English) | |
NR1Notice of Change of Address of Registered Office (English) |
III. Commercial Due Diligence & Money Lenders Licensing Court Verification & Interest Rate Compliance
IV. Money Lenders Compliance & Statutory Licensing FAQ
What is the official statutory registration status of PROSPECTS GROUP LIMITED in Hong Kong?
Yes. PROSPECTS GROUP LIMITED is a legitimate Hong Kong corporation (Private company limited by shares) duly incorporated under the Companies Ordinance (Cap. 622) on 2016-05-06 (operating for 10 years). According to official registers of the Hong Kong Companies Registry (CR), the entity holds an active statutory standing of [Live / In Operation], possessing independent legal personality and full corporate capacity (Statutory verification: September 2026).
How to verify the Unique Business Identifier (UBI / BRN) and CRN of PROSPECTS GROUP LIMITED?
The statutory primary identifiers for PROSPECTS GROUP LIMITED are: 1. Business Registration Number (BRN / Unique Business Identifier UBI): [66122907] (effective from 27 December 2023, this 8-digit number issued under Cap. 310 serves as the unified cross-departmental corporate identifier); 2. Company Registration Number (CRN): [2373163] (incorporation archive number issued under Cap. 622). Together, these dual keys uniquely lock the entity in international banking KYC and cross-border contracts.
How to verify the Register of Directors, shareholder equity ratios, and Significant Controllers (SCR) of PROSPECTS GROUP LIMITED?
Under the Companies Ordinance (Cap. 622) of Hong Kong, incorporated companies do not maintain a single 'legal representative' position; the Board of Directors (Section 643) exercises statutory management authority. Under the New Inspection Regime, public inspection displays directors' correspondence addresses and partially masked identification numbers. Complete current and historical directorships (Form ND2A), registered member shareholdings (Form NAR1 / Section 627), and Ultimate Beneficial Ownership (UBO / SCR under Part 12 Division 2A) are verified through official statutory filing retrieval.
Has PROSPECTS GROUP LIMITED ever changed its legal company name? What are its former registered names?
Yes. According to the official statutory records of the Hong Kong Companies Registry, PROSPECTS GROUP LIMITED has officially recorded 2 legal name change(s): [RICH VANTAGE CREATION LIMITED (益富創建有限公司) (effective 2016-05-06)], [PROSPECTS FINANCE LIMITED (明日財務有限公司) (effective 2017-03-13)]. Pursuant to Sections 107 and 109 of the Companies Ordinance (Cap. 622), each name change was passed by special resolution (Form NNC2) and took statutory effect upon issuance of a Certificate of Change of Name by the Registrar of Companies; under Section 109(4), changing the company name does not affect any rights, obligations, or legal proceedings of the company.
How to retrieve the certified company registry filings and Form NAR1 of PROSPECTS GROUP LIMITED?
Yes. Statutory indexing confirms that PROSPECTS GROUP LIMITED has accumulated 17 official filing dossier(s) archived in the Hong Kong Companies Registry (latest statutory filing indexed on 2026-06-10: Form NAR1 - Annual Return (2026) (English)). Pursuant to Section 662 of the Companies Ordinance (Cap. 622), private companies must deliver an Annual Return (Form NAR1) within 42 days after each incorporation anniversary. Available barcoded dossiers include: latest Annual Return (Form NAR1 - detailing current share capital, registered office, directors, and member shareholdings), Incorporation Form (Form NNC1), Articles of Association, and Change of Company Secretary and Director notices (Form ND2A), each bearing authentic ICRIS electronic barcode verification.
Does PROSPECTS GROUP LIMITED hold any statutory regulatory licence? Are there any court litigation or winding-up records?
According to multi-dimensional checks across Hong Kong statutory authorities: 1. Regulatory Licences: Officially licensed by Hong Kong statutory authorities, currently holding: Companies Registry - Licensed Money Lender (Licence No. 0610/2025); Companies Registry - Licensed Money Lender (Licence No. 589/2026); 2. Judicial Screening (Litigation & Winding-Up): cross-referenced with the Hong Kong Judiciary public writs database and Official Receiver's Office (ORO) registers; no public civil action writs (HCA/DCCJ) or compulsory winding-up petitions (HCCW under Cap. 32) were found on current index records.
What is the official registered address of PROSPECTS GROUP LIMITED for legal service of process?
The statutory registered office of PROSPECTS GROUP LIMITED on official record is situated at: [ROOM D, 113-119 SAN FUNG AVENUE, SHEUNG SHUI, HONG KONG]. Official registry dossiers also record 4 statutory registered office address change filing(s) (Form NR1). Pursuant to Section 658 of the Companies Ordinance (Cap. 622), every Hong Kong company must maintain a registered office in Hong Kong to which all communications and legal notices may be addressed, and file Form NR1 within 15 days of any address change. Under Section 3 of the Companies (Disclosure of Company Name and Liability Status) Regulation (Cap. 622B), the company must continuously display its registered name in legible characters at its registered office.
What are the statutory rules for contract execution (Cap. 622 s.127) and counterparty verification of PROSPECTS GROUP LIMITED?
Under Section 127 of the Companies Ordinance (Cap. 622), Hong Kong has abolished the mandatory use of a metallic common seal; PROSPECTS GROUP LIMITED (CRN: 2373163 / 8-digit BRN: 66122907) may lawfully execute a commercial contract without a common seal by having the document signed on its behalf by its sole director (for a single-director company) or by two directors / one director and the company secretary, and under Cap. 622B Section 4 must state its registered legal name on all contracts, transaction instruments, and official websites. Because commercial rubber chops are not registered with the Hong Kong Government, counterparties must retrieve the latest Annual Return (Form NAR1), director change notices (Form ND2A), and Register of Charges filings (Form NM1 under Cap. 622 s.334) from the Companies Registry to verify authorized signatory directors and asset pledges.
V. Similar Trade Names & Industry Directory
Active for 10 years, surpassing the Hong Kong statutory median survival benchmark (~6.5 yrs).
Cross-check co-located Hong Kong corporations across 500+ Grade-A commercial buildings and secretarial address clusters under Cap. 622 s.658.
PROSPECTS CONCEPT INDUSTRIAL GROUP LIMITED
嘉康实业集团有限公司
PROSPECTS LINK GROUP LIMITED
联汛集团有限公司
PROSPECTS LINK HOLDINGS LIMITED
濠亿集团有限公司
E-ON FINANCE LIMITED
二按财务有限公司
PROSPECTS SUCCESS LIMITED
佰成有限公司
PROSPECTS LINK INDUSTRIAL LIMITED
濠亿实业有限公司