I. Corporate Profile & Licensed Money Lender (Finance Company) Statutory Licensing Status (Money Lenders Licence: 430/2026)
| Official Chinese Name | (亞洲企業財務有限公司) | Official English Name | PAL FINANCE LIMITED |
|---|---|---|---|
Name Evolution
(1 Former Name)
|
1996-05-14
Founding Incorp. Name 利權亞洲有限公司RICH POWER ASIA LIMITED
1996-07-25
Current Legal Name (亞洲企業財務有限公司)PAL FINANCE LIMITED | ||
| Company Reg No. (CRN) | 0548940 | Business Reg No. (BRN) | 19914785 |
| Incorporation Date | 1996-05-14(30 yrs 5 mos) | Company Category | Private company limited by shares |
| Current Legal Status | Live | Statutory Filing Cycle | 2027-05-14(2026 Return Filed) |
| Registered Office Address | DAI HEI STREET, TAI PO INDUSTRIAL ESTATE, 11 DAI HEI STREET, TAI PO, HONG KONG | ||
|---|---|---|---|
| Significant Controllers (SCR) | Statutorily maintained. To penetrate ultimate beneficial owners (UBO) and holding structures, please apply for a Due Diligence Report. | ||
II. Money Lenders Document Retrieval(Annual Return NAR1 / Articles / ND2A / CTC)
| Document Name | Action |
|---|---|
NAR1Annual Return (2026) (English) | |
NAR1Annual Return (2025) (English) | |
NAR1Annual Return (2024) (English) | |
BRN_REFReference Document for Business Registration Number as UBI | |
NAR1Annual Return (2023) (English) | |
ND2BNotice of Change of Company Secretary and Director (Particulars) (English) | |
NAR1Annual Return (2022) (English) | |
NAR1Annual Return (2021) (English) | |
NAR1Annual Return (2020) (English) | |
SPECSpecial Resolution (English) |
III. Commercial Due Diligence & Money Lenders Licensing Court Verification & Interest Rate Compliance
IV. Money Lenders Compliance & Statutory Licensing FAQ
Is PAL FINANCE LIMITED a legally registered Hong Kong company? What is its operational status?
Yes. PAL FINANCE LIMITED is a legitimate Hong Kong corporation (Private company limited by shares) duly incorporated under the Companies Ordinance (Cap. 622) on 1996-05-14 (operating for 30 years). According to official registers of the Hong Kong Companies Registry (CR), the entity holds an active statutory standing of [Live / In Operation], possessing independent legal personality and full corporate capacity (Statutory verification: September 2026).
What is the Business Registration Number (BRN) and Company Registration Number (CRN) of PAL FINANCE LIMITED?
The statutory primary identifiers for PAL FINANCE LIMITED are: 1. Business Registration Number (BRN / Unique Business Identifier UBI): [19914785] (effective from 27 December 2023, this 8-digit number issued under Cap. 310 serves as the unified cross-departmental corporate identifier); 2. Company Registration Number (CRN): [0548940] (incorporation archive number issued under Cap. 622). Together, these dual keys uniquely lock the entity in international banking KYC and cross-border contracts.
Who are the statutory directors of PAL FINANCE LIMITED? How to retrieve its shareholding and Ultimate Beneficial Owner (UBO)?
Under the Companies Ordinance (Cap. 622) of Hong Kong, incorporated companies do not maintain a single 'legal representative' position; the Board of Directors (Section 643) exercises statutory management authority. Under the New Inspection Regime, public inspection displays directors' correspondence addresses and partially masked identification numbers. Complete current and historical directorships (Form ND2A), registered member shareholdings (Form NAR1 / Section 627), and Ultimate Beneficial Ownership (UBO / SCR under Part 12 Division 2A) are verified through official statutory filing retrieval.
Has PAL FINANCE LIMITED ever changed its legal company name? What are its former registered names?
Yes. According to the official statutory records of the Hong Kong Companies Registry, PAL FINANCE LIMITED has officially recorded 1 legal name change(s): [RICH POWER ASIA LIMITED (利權亞洲有限公司) (effective 1996-05-14)]. Pursuant to Sections 107 and 109 of the Companies Ordinance (Cap. 622), each name change was passed by special resolution (Form NNC2) and took statutory effect upon issuance of a Certificate of Change of Name by the Registrar of Companies; under Section 109(4), changing the company name does not affect any rights, obligations, or legal proceedings of the company.
Can I download the latest Annual Return (Form NAR1) or statutory filings for PAL FINANCE LIMITED?
Yes. Statutory indexing confirms that PAL FINANCE LIMITED has accumulated 10 official filing dossier(s) archived in the Hong Kong Companies Registry (latest statutory filing indexed on 2026-05-22: Form NAR1 - Annual Return (2026) (English)). Pursuant to Section 662 of the Companies Ordinance (Cap. 622), private companies must deliver an Annual Return (Form NAR1) within 42 days after each incorporation anniversary. Available barcoded dossiers include: latest Annual Return (Form NAR1 - detailing current share capital, registered office, directors, and member shareholdings), Incorporation Form (Form NNC1), Articles of Association, and Change of Company Secretary and Director notices (Form ND2A), each bearing authentic ICRIS electronic barcode verification.
Does PAL FINANCE LIMITED hold any statutory regulatory licence? Are there any court litigation or winding-up records?
According to multi-dimensional checks across Hong Kong statutory authorities: 1. Regulatory Licences: Officially licensed by Hong Kong statutory authorities, currently holding: Companies Registry - Licensed Money Lender (Licence No. 430/2026); 2. Judicial Screening (Litigation & Winding-Up): cross-referenced with the Hong Kong Judiciary public writs database and Official Receiver's Office (ORO) registers; no public civil action writs (HCA/DCCJ) or compulsory winding-up petitions (HCCW under Cap. 32) were found on current index records.
Where is the statutory registered office of PAL FINANCE LIMITED in Hong Kong?
The statutory registered office of PAL FINANCE LIMITED on official record is situated at: [DAI HEI STREET, TAI PO INDUSTRIAL ESTATE, 11 DAI HEI STREET, TAI PO, HONG KONG]. Pursuant to Section 658 of the Companies Ordinance (Cap. 622), every Hong Kong company must maintain a registered office in Hong Kong to which all communications and legal notices may be addressed, and file Form NR1 within 15 days of any address change. Under Section 3 of the Companies (Disclosure of Company Name and Liability Status) Regulation (Cap. 622B), the company must continuously display its registered name in legible characters at its registered office.
How to verify contract signing authority and company chops when signing agreements with PAL FINANCE LIMITED?
Under Section 127 of the Companies Ordinance (Cap. 622), Hong Kong has abolished the mandatory use of a metallic common seal; PAL FINANCE LIMITED (CRN: 0548940 / 8-digit BRN: 19914785) may lawfully execute a commercial contract without a common seal by having the document signed on its behalf by its sole director (for a single-director company) or by two directors / one director and the company secretary. Because commercial rubber chops are not filed with the Hong Kong Government, counterparties must retrieve the latest Annual Return (Form NAR1) and director change notices (Form ND2A) from the Companies Registry to verify that the natural person signing is an active registered director.
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