I. Corporate Profile & Licensed Money Lender (Finance Company) Statutory Licensing Status (Money Lenders Licence: 1894/2025)
| Official Chinese Name | 永恒信貸有限公司 | Official English Name | Ever Credit Limited |
|---|---|---|---|
Name Evolution
(1 Former Name)
|
2009-08-11
Founding Incorp. Name 氣氛有限公司Atmosphere Limited
2014-03-31
Current Legal Name 永恒信貸有限公司Ever Credit Limited | ||
| Company Reg No. (CRN) | 1361065 | Business Reg No. (BRN) | 50999669 |
| Incorporation Date | 2009-08-11(17 yrs 2 mos) | Company Category | Private company limited by shares |
| Current Legal Status | Live | Statutory Filing Cycle | 2027-08-11(2026 Return Filed) |
| Registered Office Address | 23/F, DELTA HOUSE, 3 ON YIU STREET, SHEK MUN, HONG KONGDelta House · View Co-Located Entities → | ||
|---|---|---|---|
| Significant Controllers (SCR) | Statutorily maintained. To penetrate ultimate beneficial owners (UBO) and holding structures, please apply for a Due Diligence Report. | ||
II. Money Lenders Document Retrieval(Annual Return NAR1 / Articles / ND2A / CTC)
| Document Name | Action |
|---|---|
NAR1Annual Return (2026) (English) | |
NAR1Annual Return (2025) (English) | |
NAR1Annual Return (2024) (English) | |
BRN_REFReference Document for Business Registration Number as UBI | |
NAR1Annual Return (2023) (English) | |
NAR1Annual Return (2022) (English) | |
NAR1Annual Return (2021) (English) | |
NAR1Annual Return (2020) (English) | |
NAR1Annual Return (2019) (English) | |
NAR1Annual Return (2018) (English) |
III. Commercial Due Diligence & Money Lenders Licensing Court Verification & Interest Rate Compliance
IV. Money Lenders Compliance & Statutory Licensing FAQ
Is Ever Credit Limited a legally registered Hong Kong company? What is its operational status?
Yes. Ever Credit Limited is a legitimate Hong Kong corporation (Private company limited by shares) duly incorporated under the Companies Ordinance (Cap. 622) on 2009-08-11 (operating for 17 years). According to official registers of the Hong Kong Companies Registry (CR), the entity holds an active statutory standing of [Live / In Operation], possessing independent legal personality and full corporate capacity (Statutory verification: September 2026).
What is the Business Registration Number (BRN) and Company Registration Number (CRN) of Ever Credit Limited?
The statutory primary identifiers for Ever Credit Limited are: 1. Business Registration Number (BRN / Unique Business Identifier UBI): [50999669] (effective from 27 December 2023, this 8-digit number issued under Cap. 310 serves as the unified cross-departmental corporate identifier); 2. Company Registration Number (CRN): [1361065] (incorporation archive number issued under Cap. 622). Together, these dual keys uniquely lock the entity in international banking KYC and cross-border contracts.
Who are the statutory directors of Ever Credit Limited? How to retrieve its shareholding and Ultimate Beneficial Owner (UBO)?
Under the Companies Ordinance (Cap. 622) of Hong Kong, incorporated companies do not maintain a single 'legal representative' position; the Board of Directors (Section 643) exercises statutory management authority. Under the New Inspection Regime, public inspection displays directors' correspondence addresses and partially masked identification numbers. Complete current and historical directorships (Form ND2A), registered member shareholdings (Form NAR1 / Section 627), and Ultimate Beneficial Ownership (UBO / SCR under Part 12 Division 2A) are verified through official statutory filing retrieval.
Has Ever Credit Limited ever changed its legal company name? What are its former registered names?
Yes. According to the official statutory records of the Hong Kong Companies Registry, Ever Credit Limited has officially recorded 1 legal name change(s): [Atmosphere Limited (氣氛有限公司) (effective 2009-08-11)]. Pursuant to Sections 107 and 109 of the Companies Ordinance (Cap. 622), each name change was passed by special resolution (Form NNC2) and took statutory effect upon issuance of a Certificate of Change of Name by the Registrar of Companies; under Section 109(4), changing the company name does not affect any rights, obligations, or legal proceedings of the company.
Can I download the latest Annual Return (Form NAR1) or statutory filings for Ever Credit Limited?
Yes. Statutory indexing confirms that Ever Credit Limited has accumulated 10 official filing dossier(s) archived in the Hong Kong Companies Registry (latest statutory filing indexed on 2026-08-14: Form NAR1 - Annual Return (2026) (English)). Pursuant to Section 662 of the Companies Ordinance (Cap. 622), private companies must deliver an Annual Return (Form NAR1) within 42 days after each incorporation anniversary. Available barcoded dossiers include: latest Annual Return (Form NAR1 - detailing current share capital, registered office, directors, and member shareholdings), Incorporation Form (Form NNC1), Articles of Association, and Change of Company Secretary and Director notices (Form ND2A), each bearing authentic ICRIS electronic barcode verification.
Does Ever Credit Limited hold any statutory regulatory licence? Are there any court litigation or winding-up records?
According to multi-dimensional checks across Hong Kong statutory authorities: 1. Regulatory Licences: Officially licensed by Hong Kong statutory authorities, currently holding: Companies Registry - Licensed Money Lender (Licence No. 1894/2025); 2. Judicial Screening (Litigation & Winding-Up): cross-referenced with the Hong Kong Judiciary public writs database and Official Receiver's Office (ORO) registers; no public civil action writs (HCA/DCCJ) or compulsory winding-up petitions (HCCW under Cap. 32) were found on current index records.
Where is the statutory registered office of Ever Credit Limited in Hong Kong?
The statutory registered office of Ever Credit Limited on official record is situated at: [23/F, DELTA HOUSE, 3 ON YIU STREET, SHEK MUN, HONG KONG]. Pursuant to Section 658 of the Companies Ordinance (Cap. 622), every Hong Kong company must maintain a registered office in Hong Kong to which all communications and legal notices may be addressed, and file Form NR1 within 15 days of any address change. Under Section 3 of the Companies (Disclosure of Company Name and Liability Status) Regulation (Cap. 622B), the company must continuously display its registered name in legible characters at its registered office.
How to verify contract signing authority and company chops when signing agreements with Ever Credit Limited?
Under Section 127 of the Companies Ordinance (Cap. 622), Hong Kong has abolished the mandatory use of a metallic common seal; Ever Credit Limited (CRN: 1361065 / 8-digit BRN: 50999669) may lawfully execute a commercial contract without a common seal by having the document signed on its behalf by its sole director (for a single-director company) or by two directors / one director and the company secretary. Because commercial rubber chops are not filed with the Hong Kong Government, counterparties must retrieve the latest Annual Return (Form NAR1) and director change notices (Form ND2A) from the Companies Registry to verify that the natural person signing is an active registered director.
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