Capital, Finance, Wealth & Statutory Lending · Corporate Naming Intelligence
Hong Kong Money Lending & Pawn Corporate Directory
Statutory Licensed Sector
100 Registered Entities
86HC Statutory Naming & Admittance Essence
Non-bank lending requires a Money Lenders Licence under Cap. 163. Statutory maximum effective interest rate is capped at 48% per annum.
Statutory Basis & Admittance
Legal Reference: Cap. 163 Money Lenders Ordinance & Cap. 166 Pawnbrokers Ordinance
Regulatory Tier:
Statutory Licence Required
Due Diligence & Verification Focus
Check Companies Registry Money Lenders Register; ensure lending terms comply with Cap. 163 legal caps.
Statutory Regulatory Authority
Regulated business activities under this title align with official regulatory registers.
View Official Licensed Register (MONEY-LENDERS)Frequently Asked Questions on Hong Kong "Money Lending & Pawn" Entities
Q1: What are the statutory requirements for incorporating a "Money Lending & Pawn" entity in Hong Kong?
A: Non-bank lending requires a Money Lenders Licence under Cap. 163. Statutory maximum effective interest rate is capped at 48% per annum.
Q2: How to conduct anti-fraud due diligence on "Money Lending & Pawn" entities before business cooperation?
A: Check Companies Registry Money Lenders Register; ensure lending terms comply with Cap. 163 legal caps. In addition, it is strongly advised to inspect the latest Annual Return and Certified True Copy (CTC) of the Business Registration Certificate.
Q3: If a "Money Lending & Pawn" entity shows status "Dissolved", does it still hold due diligence value?
A: It retains significant legal verification and historical credit tracing value. For dissolved entities with historical litigation, debt disputes, or trademark squatting, historical directors registers, Articles of Association, and official winding-up dossiers remain accessible via 86hc.