TC006431)
22202908221 & Form M2 Debt Satisfaction 22902762278)
14-05-01424), and Money Lenders Register (157/2026) for corporate account opening and counterparty due diligence.
For newly incorporated Hong Kong trading companies, e-commerce sellers, and SaaS startups facing lengthy in-person KYC interviews or high minimum balance requirements at traditional commercial banks (see our HK Bank Account Rejection & Reapplication Guide), homegrown Hong Kong FinTech pioneer Currenxie offers a 100% online Global Account with native Hong Kong Faster Payment System (FPS) clearing, 18+ currency local virtual account numbers, and the Currenxie Visa Business Card.
Through 86hc.com's statutory verification, Currenxie operates via CURRENXIE LIMITED (CR No. 2074841, BRN 63122491, UBI Reference SH000546074), incorporated on 31 March 2014 and headquartered at 29/F, Cambridge House, Taikoo Place, 979 King's Road, Quarry Bay, Hong Kong. Uniquely, the company holds a dual regulatory licence matrix in Hong Kong: HK Customs MSO Licence No. 14-05-01424 (granted May 2014) and Money Lenders Licence No. 157/2026[1][2][3].
Unit I: Ex-Goldman Sachs Founding DNA, Taikoo Place HQ & Dual-Licence Architecture (MSO 14-05-01424 + Money Lender 157/2026)
Founded in March 2014 by former Goldman Sachs analyst Riccardo Capelvenere and co-founder Alison Chan (and backed in its Series A by BFAM Partners founder Benjamin Fuchs), CURRENXIE LIMITED is one of Hong Kong's earliest homegrown cross-border payment institutions, headquartered at 29/F, Cambridge House, Taikoo Place, Quarry Bay—right next to Oxford House where Airwallex's 4-entity cluster is based[2][4].
- HK Customs MSO Licence (
14-05-01424): Regulates the Currenxie Global Account under Cap. 615 AMLO, providing named virtual bank account numbers via Tier-1 partner banks (DBS, J.P. Morgan, Banking Circle) with local clearing across HKD (FPS & CHATS), USD (ACH/Fedwire), EUR (SEPA), GBP (Faster Payments), AUD, CAD, JPY, SGD, and CNH; - Money Lenders Licence (
157/2026): Granted under the Money Lenders Ordinance (Cap. 163; see our HK Money Lenders Licence Guide), enablingCURRENXIE LIMITEDto legally extend corporate credit lines and issue the Currenxie Visa Business Card in Hong Kong.
Unit II: Balance-Sheet Forensics — 21-Page 2025 Form NAR1 (22202908221) & Form M2 Satisfaction of Mortgage (22902762278)
Auditing the 20 statutory filings of CURRENXIE LIMITED (CR No. 2074841) at the Hong Kong Companies Registry highlights both its institutional multi-class share capital (documented in its 21-page 2025 Form NAR1, Barcode 22202908221) and its full discharge of historical debt via Form M2 Memorandum of Satisfaction of Mortgage (Barcode 22902762278, filed 6 October 2023) (see Form M1/M2 Charge & Satisfaction Guide)[1]:
| Filing Date | Form Code | Statutory Document Title & Due Diligence Significance | ICRIS Barcode | Pages / Link |
|---|---|---|---|---|
| 2025-07-25 | Form ND2A | Notice of Change of Company Secretary and Director (Form ND2A) | 22102036825 | 3p · Inspect |
| 2025-07-03 | Form ND2B | Notice of Change of Company Secretary and Director Details (Form ND2B) | 22502487826 | 3p · Inspect |
| 2025-05-06 | Form NAR1 | Annual Return 2025 (21-Page Comprehensive Share Capital & Shareholder Register) | 22202908221 | 21p · Inspect |
| 2025-01-06 | Form ND2A | Notice of Change of Company Secretary and Director (Form ND2A) | 24001733719 | 3p · Inspect |
| 2024-11-13 | Form ND2B | Notice of Change of Company Secretary and Director Details (Form ND2B) | 22001688528 | 3p · Inspect |
| 2024-04-29 | Form NAR1 | Annual Return 2024 (22-Page Statutory Return) | 23302233983 | 22p · Inspect |
| 2023-12-27 | BRN_REF | Reference Document for Business Registration Number (63122491) as UBI | SH000546074 | 1p · Inspect |
| 2023-10-06 | Form M2 | Memorandum of Satisfaction of Mortgage (Form M2) Certifies full debt repayment and release of charge under Section 345 of Cap. 622. | 22902762278 | 2p · Inspect |
Unit III: Head-to-Head Comparison — Currenxie Global Account vs. HSBC HK vs. OCBC HK
| Comparison Metric | Currenxie Global Account (CURRENXIE LIMITED) | HSBC HK Business Account (HSBC HK) | OCBC HK Business Account (OCBC HK) |
|---|---|---|---|
| HK Regulatory Status | Customs MSO (14-05-01424) +Money Lender ( 157/2026) | HKMA Cap. 155 Licensed Commercial Bank (Bank Code: 004) | HKMA Cap. 155 Licensed Commercial Bank (Bank Code: 035) |
| Onboarding & Speed | 100% remote online application; approved in 2–5 business days | Branch visit or remote witness; typically 2–4 weeks | Branch visit or remote witness; typically 2–4 weeks |
| Account & Minimum Balance Fees | HK$0 account opening fee, HK$0 monthly fee, HK$0 minimum balance | Subject to official HSBC Tariff Guide search and monthly maintenance fees | Subject to official OCBC Tariff Guide search and minimum balance fees |
| Clearing & Protection | Free HKD Faster Payment System (FPS), CHATS, SWIFT, 18+ currencies & Visa Business Card (Safeguarded; not covered by HK$800k DPS) | Full commercial banking, L/C, cheque books & HK$800,000 DPS Deposit Protection | Full Greater China & ASEAN commercial banking & HK$800,000 DPS Protection |
Unit IV: B2B Invoice Verification Rules & Frequently Asked Questions (FAQ)
To pass Currenxie's B2B transaction audits seamlessly, Hong Kong companies must ensure every incoming wire is matched with a corresponding Commercial Invoice and Bill of Lading / service contract where the payer name matches the remitter's bank account name.
Q1: What are Currenxie's CR number, BRN, and dual licence numbers in Hong Kong?
CURRENXIE LIMITED was incorporated on 31 March 2014 with CR No. 2074841 and BRN 63122491 at 29/F, Cambridge House, Taikoo Place, 979 King's Road, Quarry Bay, Hong Kong. It holds both HK Customs MSO Licence No. 14-05-01424 and Money Lenders Licence No. 157/2026.
- Hong Kong Companies Registry (ICRIS): Statutory Register & 20 Filing Dossiers of CURRENXIE LIMITED (CR No.
2074841, BRN63122491, 2025 Form NAR122202908221, Form M222902762278, UBI RefSH000546074). - Hong Kong Customs and Excise Department: MSO Register under Cap. 615 AMLO —
CURRENXIE LIMITED, Licence No.14-05-01424. - Hong Kong Companies Registry Money Lenders Unit: Licensed Money Lenders Register under Cap. 163 —
Currenxie Limited, Licence No.157/2026. - Currenxie Official Disclosures:www.currenxie.com ↗.