TC006431)
20-06-02975 (CHECKOUT LIMITED TRADING AS CHECKOUT.COM)
70001099420, bespoke 41-page Articles of Association Barcode 70001099422, Certificate of Incorporation 40012686706, and Form NAR1 22401870513) and the Hong Kong Customs MSO Register.
When enterprise e-commerce marketplaces, global travel (OTA) operators, digital entertainment leaders, or FinTech platforms contract with Checkout.com in Asia-Pacific, their Hong Kong Merchant Acquiring & Settlement Agreement is executed with Checkout Limited (CR No. 2636578). Statutory forensics across ICRIS and Customs registers highlight three structural pillars[1][2]:
- Dual-Layer "Principal Card Acquirer + Licensed MSO" Architecture: Incorporated on 9 January 2018 (CR No.:
2636578, BRN:68774788),Checkout Limitedacts both as a direct Principal Member acquirer for Visa, Mastercard, American Express, UnionPay International, and JCB (plus Octopus, AlipayHK, WeChat Pay HK, and FPS) and holds Hong Kong Customs Money Service Operator Licence No.20-06-02975to power cross-currency merchant settlements and global card/bank payouts; - Sovereign Wealth Backing & Bespoke 41-Page Constitutional Governance: Founded by Swiss entrepreneur Guillaume Pousaz and backed by GIC (Singapore), Qatar Investment Authority (QIA), Tiger Global, Insight Partners, Coatue, and DST Global, Checkout Limited filed a bespoke 41-page Articles of Association (Barcode:
70001099422) on its day of incorporation[1][4]; - Causeway Bay & Wan Chai Dual Footprint: Its statutory registered office is maintained at Room 1901, 19/F, Lee Garden One, 33 Hysan Avenue, Causeway Bay, while its Customs-inspected MSO operational headquarters spans 14/F, Five Pacific Place, 28 Hennessy Road, Wan Chai.
1. Why Do Global Card Acquirers Hold a Hong Kong Customs MSO Licence?
Under the Anti-Money Laundering and Counter-Terrorist Financing Ordinance (Cap. 615), holding HK Customs MSO Licence 20-06-02975 enables Checkout Limited to pair card acquiring with cross-border FX and payout capabilities[2][4]:
Layer 1 (Front-End Acquiring): Direct Principal Acquiring & Local HK Wallets
Direct principal connectivity to Visa, Mastercard, American Express, UnionPay, and JCB eliminates cross-border interchange downgrades and boosts local Hong Kong authorization rates, complemented by native AlipayHK, WeChat Pay HK, Octopus, and FPS acceptance.
Layer 2 (Mid-Office FX Treasury): Cross-Currency Merchant Settlement
When global shoppers pay in 150+ processing currencies and a Hong Kong merchant elects to settle in USD, HKD, or EUR, MSO Licence 20-06-02975 provides the statutory currency exchange authorization required under Cap. 615.
Layer 3 (Back-End Disbursement): Global Payouts via Visa Direct & Mastercard Send
Enterprise marketplaces, gig platforms, and financial institutions use Checkout's API to push real-time payouts to billions of cards and bank accounts globally—regulated under the remittance limb of its Hong Kong Customs MSO licence.
2. Enterprise Acquiring Comparison in Hong Kong: Checkout.com vs. Adyen vs. Stripe
| Evaluation Dimension | Checkout.com (Checkout Limited) | Adyen (Adyen Hong Kong Limited) | Stripe (Stripe Hong Kong Limited) |
|---|---|---|---|
| HK CR No. & BRN | CR: 2636578BRN: 68774788(Inc. 2018-01-09 · Live) | CR: 1807938BRN: 60437706(Inc. 2012-10-04 · Live) | Hong Kong incorporated private company (Launched HK in 2015) |
| HK Customs MSO & Premises | MSO Licence: 20-06-02975• Reg. Office: 1901, 19/F, Lee Garden One • MSO Office: 14/F, Five Pacific Place | MSO Licence: 19-08-02849• Reg. & MSO Office: Room 10102, 10/F, YF Life Tower, 33 Lockhart Road, Wan Chai | Operates via partner bank & global licensed payment infrastructure |
| Pricing Architecture | Transparent Interchange++ (IC++) Itemizes issuer interchange, scheme fees, and acquirer markup for high-volume merchants | Transparent Interchange++ (IC++) Tailored for large enterprises with minimum monthly processing commitments | Standard Blended Pricing (~3.4% + HK$2.35 for local cards; custom IC++ for enterprise tiers) |
| Target Enterprise Segments | High-growth global e-commerce, FinTech, digital goods, OTAs & platforms needing high auth rates & card payouts | Luxury retail, omnichannel POS + online enterprises, global airlines | SaaS startups, AI subscription apps, and developer-first SMEs |
3. ICRIS Statutory Filing Ledger & 41-Page Articles Analysis (CR No. 2636578)
| Filing Date | Form Code | Statutory Document Title & Governance Note | ICRIS 11-Digit Barcode | Pages & Access |
|---|---|---|---|---|
| 2020-02-17 | NAR1 | Annual Return 2020 (Form NAR1) Share capital and director register filing prior to June 2020 MSO licence grant | 22401870513 | 8p · View |
| 2020-02-17 | ND2B | Notice of Change of Company Secretary and Director Details (Form ND2B) Updated officer particulars filed on the same day as 2020 NAR1 | 23700581654 | 3p · View |
| 2019-02-15 | NAR1 | Annual Return 2019 (Form NAR1) First anniversary statutory annual return | 22701912356 | 8p · View |
| 2018-01-09 | CI | Certificate of Incorporation Official certificate establishing CR No. 2636578 | 40012686706 | 1p · View |
| 2018-01-09 | NNC1 | Incorporation Form (Company Limited by Shares - Form NNC1) Initial share capital, founding member, and inaugural directors | 70001099420 | 8p · View |
| 2018-01-09 | A&A | Articles of Association (41-Page Bespoke Constitutional Document) Custom-drafted 41-page institutional subsidiary governance articles | 70001099422 | 41p · View |
4. Frequently Asked Questions (FAQ): Checkout Limited Hong Kong
Q1: What is Checkout.com's legal entity name, CR number, and MSO licence number in Hong Kong?
Checkout.com operates in Hong Kong through Checkout Limited (incorporated 9 January 2018), holding Hong Kong Company Number 2636578, Business Registration Number 68774788, and Hong Kong Customs Money Service Operator Licence No. 20-06-02975 (CHECKOUT LIMITED TRADING AS CHECKOUT.COM).
Q2: Where are Checkout Limited's registered office and operational MSO office in Hong Kong?
Its statutory registered office is at Room 1901, 19/F, Lee Garden One, 33 Hysan Avenue, Causeway Bay, Hong Kong, while its Customs-licensed MSO operational floor is at 14/F, Five Pacific Place, 28 Hennessy Road, Wan Chai, Hong Kong.
Q3: How can I download Checkout Limited's 41-page Articles of Association and Form NNC1?
Visit the Checkout Limited Registry Profile on 86hc.com to retrieve its Form NNC1 (Barcode: 70001099420), 41-page Articles of Association (Barcode: 70001099422), Certificate of Incorporation (40012686706), and Annual Returns (22401870513, 22701912356).
5. Official Regulatory Registers & Statutory Filing Citations
- Hong Kong Companies Registry (ICRIS): Statutory register and 6 filing records for Checkout Limited (CR No.
2636578, BRN68774788), including 2020 FormNAR1(22401870513), FormND2B(23700581654), 2019 FormNAR1(22701912356), Certificate of Incorporation (40012686706), FormNNC1(70001099420), and 41p Articles of Association (70001099422). Portal: www.e-services.cr.gov.hk ↗. - Hong Kong Customs and Excise Department: Register of Money Service Operators under Cap. 615 —
CHECKOUT LIMITED TRADING AS CHECKOUT.COM, Licence No.:20-06-02975, Premises:14/F, FIVE PACIFIC PLACE, 28 HENNESSY ROAD, WAN CHAI, HONG KONG. Portal: HK Customs MSO Register ↗. - Peer Enterprise Acquirer Profile:Adyen Hong Kong Limited (CR No.
1807938, BRN60437706, MSO Licence19-08-02849). - Checkout.com Global Licensing Disclosures: UK FCA EMI authorization, French ACPR licence, HK Customs MSO disclosure, and official website: www.checkout.com ↗.
- 86hc.com Hong Kong Judiciary Litigation Search: Case docket search for Checkout Limited (CR: 2636578).